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Latest thinking in respect to Banking Strategy, Digital and Transformation. Harnessing our collective wisdom to make banking better. Ambrish Parmar
As the owner, you will also give up ownership if you leave this group.
Sergiy Fitsak Managing Director, Fintech Expert at Softjourn
Walk into any bank's strategy meeting today and you'll hear the same refrain: "We need AI in our analytics." But here's what they're not telling you: most financial institutions are implementing AI/BI tools without understanding the fundamental shift required in how they think about data. I've spent years helping fintech companies
02 October 2025 /payments /retail
John Bertrand MD at Tec 8 Limited
The new stablecoin regulations in the US, Wyoming, and Hong Kong represent a significant shift toward ongoing monitoring rather than periodic compliance checks. The HKMA's requirements now include: Regular customer information updates Continuous transaction monitoring for suspicious activities Periodic risk profile reviews The penalties are subst...
25 September 2025 /ai /regulation
Sharon Tan Field Marketing Lead, Financial Services, APJ at Oracle Financial Services
Recently I hosted a roundtable discussion that brought together the leading trade finance and transaction banking practitioners to discuss the most pertinent trade and supply chain finance topics across digitalization, the impact of AI, standards and regulation. What emerged from the conversations was a clear picture of both the challenges and oppo...
15 September 2025 /wholesale /predictions
Alex Kreger Founder and CEO at UXDA Financial UX Design
Traditional banks often find themselves in a challenging position. On one hand, they possess a deep and sophisticated portfolio of financial products and services—ranging from complex credit facilities to wealth management, business banking, and personalized advisory. On the other hand, fintech startups and neobanks have captured mindshare and mar...
12 September 2025 /retail /devops
A ready reckoner is a printed book containing pre-calculated values, often multiples of given amounts, available in the UK before decimalisation in 1971 – when 12 pennies became 10. Stablecoin is a new digital form of money and represents the paper money at par, for example, one Wyoming’s new Stablecoin, Frontier is equal to one US Dollar. The end...
11 September 2025 /regulation /crypto
Livia Bernardini CEO at Future Platforms
We’ve been able to pay online for more than two decades, but for much of that time, there were really only two options: credit or debit cards. Over the last ten years or so that’s changed. Embedded payments have introduced a whole range of methods: digital wallets, Buy Now Pay Later (BNPL), account-to-account (A2A), and stablecoins, to name but
09 September 2025 /payments /retail
As fintech platforms expand globally and adopt emerging technologies, they face a rapidly shifting regulatory environment. From data privacy and payment security to open banking and AI explainability, compliance is no longer just a box to tick; it is central to product design, user trust, and operational scalability. This article outlines the key r...
08 September 2025 /payments /retail
Stablecoins are crypto with a reserve of assets, one -to-one in value associated with the coins outstanding. Assets are of high-quality liquid value e.g. short-term US T-bills or commodities, such as gold. In September 2025 The Bank of England (BoE) reflected on its new wholesale Real Time Gross Settlement System (RT2) which includes ‘multi-money’....
05 September 2025 /payments /crypto
It’s a wake-up call for product owners, digital project managers, and designers in banks and financial institutions. You can—and must—move UX (user experience) and digital branding to the center of strategy and weave them into the DNA of the business. Because if you don’t, you’re not just risking a bad app rating—you’re risking the future of your ...
03 September 2025 /retail /markets
Luigi Wewege President at Caye International Bank
For decades, Central America’s financial systems have stood on fragile ground, tethered to the U.S. dollar and reliant on foreign correspondent banks. Every major shock from the debt crises of the 1980s to the 2008 global meltdown and the COVID-19 pandemic has revealed the same vulnerabilities: liquidity squeezes, shrinking credit, and instabilit
25 August 2025 /retail /predictions
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