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Banking Strategy, Digital and Transformation

Latest thinking in respect to Banking Strategy, Digital and Transformation. Harnessing our collective wisdom to make banking better. Ambrish Parmar

David Donovan

David Donovan Executive Vice President at Publicis.Sapient

The Product Engineering Paradigm:Moving from idea to production at the speed of customer expectation

With all the acronyms in the digital world, let’s talk about one more: VUCA. The term itself is not new, but it describes the challenges businesses are facing today. Volatility, Uncertainty, Complexity and Ambiguity. The digital world has heightened customer expectations, which in turn has shortened the life span of software development activiti

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Naresh Kurup

Naresh Kurup Director - Marketing at CustomerXPs

Enriching the Journey Ahead With Exceptional Customer Lifecycle Management

(Concluding part of the 2-part blog on improving customer lifecycle management in banks) ‘Well begun is half done’ – Aristotle In the previous blog, we saw how financial institutions can initiate a streamlined CDD-led customer onboarding experience. Let us now look at what does it take to manage what lies ahead. By thinking more strategically abo...

/regulation /retail

Naresh Kurup

Naresh Kurup Director - Marketing at CustomerXPs

De-risking Customer Onboarding with Cross-channel, Real-time CDD

(First in the two-part series on improving customer lifecycle management in banks) A 1000-mile journey begins with a single step’ – ancient Chinese adage In today’s intensely competitive environment, banks are faced with the challenge of maximizing revenue, reducing attrition, and maintaining customer relationships. This means implementing a holi...

/regulation /retail

Inese Zepa

Inese Zepa Lead UX Architect at UXDA

How Back-office Holds Banks Back From Successful Digitization

There is a huge misconception that investing in customer solutions is enough to ensure successful banking digitization. According to a World Economic Forum report 2018 by Bain & Company, only 1% of $1.2 trillion digital transformation investments will actually achieve their set targets. We believe one of the causes is that only a few realize -...

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Retired Member

Retired Member 

A Perfect Core System that Never Made it to Market

If ever, or at least the past 45 years, there was a software marriage (integration) of two core systems that I considered the perfect transaction, it would have been Metavante's IBS and Temenos's T24. My use of the word "perfect" is based on a legacy core system with functionality that grew during a 40-year development process plus a mo...

Retired Member

Retired Member 

On Cloud Nine - How Banks Can Master the Challenge of Digitalization

Today, banks are facing many challenges, not just high fees and lack of transparency, but competition from emerging fintech companies who are entering the market with modern applications and innovative solutions. With the industry going through a digital transformation, it’s crucial for banks to be more agile with their corporate payments solution...

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Retired Member

Retired Member 

An Open Future for Finance

To deliver the level of quality expected from an organisation in today’s consumer-prioritized environment, banks are not only having to adapt to the evolving needs of the customer, but also to new regulations. As a result of the emergence of Open Banking; a series of reforms designed to bring in greater agility, flexibility and ongoing innovation ...

Retired Member

Retired Member 

New Technologies create new opportunities in trade finance and working capital

At Sibos 2014 in Boston blockchain was the talk of the show and the movement towards adoption of new technologies was up and running. As Sibos 2018 opens in Sydney, APIs and open banking based on their adoption will be high on the agenda, indicating that the movement is gathering momentum. In the intervening four years, there have been many ‘Proof...

Retired Member

Retired Member 

Seven-second credit scoring and innovation at the core: reflection on the future of legacy banks

The disruption of the banking industry started a while ago, with more and more challenger banks serving both private customers and SMEs. Everything from current accounts to money transfers to credit scoring is increasingly streamlined with AI and machine learning algorithms; it's mostly done by new companies, though, while traditional banks in many...

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Retired Member

Retired Member 

Brex - not Brexit - is the shape of things to come

There are a lot of discussions on LinkedIn about the Brex duo - two 22-year olds who built a unicorn in less than two years. “Young and inexperienced, did not invent anything new, there are thousands of similar products, etc”. Well, it’s not that simple anymore. Anyone can get a dictionary with thousands of words. Very few people can use those kno...

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