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Banking Strategy, Digital and Transformation

Latest thinking in respect to Banking Strategy, Digital and Transformation. Harnessing our collective wisdom to make banking better. Ambrish Parmar

Alex Kreger

Alex Kreger Founder and CEO at UXDA Financial UX Design

Five Customer Experience Trends That Will Lead The Banking Transformation in 2019 and Beyond

It can be a major challenge to adapt a financial company to the fast-paced digital world. For some, it’s not only about success in the future but a question of existence. At the same time, there are hugely successful companies that are achieving extraordinary results with minimal resources. What’s their secret? After analyzing their approach, we’v...

Rik Coeckelbergs

Rik Coeckelbergs Independent Advisor, Opinion Maker and Consultant at The Banking Scene

A bit earlier than expected: Revolut got banking licenced!

Two weeks ago I explained why we should not neglect the fact that Revolut will be made physically available in Belgium: they announced a country manager offices in both Antwerp and Brussels. Until last week Revolut had an e-money licence. This is sufficient for what they offer today, insufficient when playing in the Premier League of banking. So I...

/retail

Retired Member

Retired Member 

What banks can do to engage with customers when they are neither selling nor solving a problem?

According to a research paper by Finextra and SAP Customer Experience, Engaging the Unengaged Customer, less than half (49%) of consumers agree that their banks work hard to engage them, and that they feel engaged. Only 36% agree that their bank advocates on their behalf, and only 35% agree that their bank always acts in their best interests rath...

/ai /retail

Retired Member

Retired Member 

Facts speak for themselves: a lack of innovation in financial services is failing society

As you may have read, recently published findings from consumer charity Which? have revealed consumers are not happy about the number of bank branch and ATM closures we’re seeing. Key findings show that of those interviewed: Nearly nine in ten (86%) said they’d visited a bank branch at least once in the past year; Eight in ten (83%) said branches...

/inclusion

Ambrish Parmar

Ambrish Parmar Digital Leader, Strategist, at Thought leader and Start-up Advisor

Addressing customer vulnerability: When Banking goes digital

Time to read: 5 minutes to gain a different perspective 'The true measure of any society can be found in how it treats its most vulnerable members.' – Mohandas Karamchand Gandhi Reflections… I found myself in a High Street branch of a bank, and I was partially drawn to a conversation/transaction between an elderly couple and the bank cashier. It a...

/retail /inclusion

Howard Berg

Howard Berg Senior V President,North and Central Europe, BPS at Gemalto DIS

Why banks can be the driving force behind digital identity schemes

The first internet protocol, invented back in the 1960s, only allowed machines to talk to each other and could not enable the secure identification of the person using them. This was not a problem for the first generation of internet users, who trusted the website they were on. But as the number of organisations offering services online increased,...

/security

Rik Coeckelbergs

Rik Coeckelbergs Independent Advisor, Opinion Maker and Consultant at The Banking Scene

Employer branding in financial services: how to make the sector appealing again?

The financial services sector has a problem… it is not a hidden problem at the back of their systems, or… well… maybe they have, but that is not what I will be writing about. They have a problem with branding. More specifically employer branding… Banks need more talent, especially digital talent. It is an unfortunate coincidence that a lot of this ...

/retail

Retired Member

Retired Member 

Banking For A Customer-First Era

Mobile is without doubt the present of banking and a pillar of the consumer’s pursuit for relevant, on-hand amenities. While digital doesn’t just mean good things for the customer; financial institutions are interested in the online model as it is significantly less expensive, more accessible, and can produce more customer intelligence than tradi

/retail

Retired Member

Retired Member 

Legacy networks: Enemy number one for banks

For financial organisations looking to make the move to public cloud, outdated technology is proving to be a significant obstacle. With the sheer number of regulatory hoops they have to jump through, banks have typically struggled to adopt cloud services at the same speed as other organisations. However, competition against, or partnering with, Fi...

/retail /wholesale

Retired Member

Retired Member 

Collaboration between FinTechs and Financial institutions - win-win?

Instead of the predicted cannibalization, an evolution is taking place in both the new and traditional financial services models, as companies begin to collaborate rather than compete for greater market share. For FinTech entrepreneurs the time is now. Research by Chicago-founded global law firm Mayer Brown suggests that one-third of the 70 fina...

/retail

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