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Banking Strategy, Digital and Transformation

Latest thinking in respect to Banking Strategy, Digital and Transformation. Harnessing our collective wisdom to make banking better. Ambrish Parmar

Jitender Balhara

Jitender Balhara Manager at TCS

FinOps : Harnessing Cloud Infrastructure with optimized balance sheets

FinOps: Introduction The rise of adoption in the public cloud has significantly disrupted traditional, capital-intensive, and slow-moving infrastructure procurement processes. With the public cloud, the responsibility for procurement has shifted to engineering teams, granting them the autonomy to spend company funds and make financial decisions r...

/cloud /devops

Kathiravan Rajendran

Kathiravan Rajendran Associate Director of Marketing Operations at Macro Global

Strategy that Banks should consider in 2025 to outpace fintechs and MTOs in Cross Border Payments

Banks currently hold approximately 25% of the global international remittance market, compared to fintechs and MTOs, which have grown rapidly to command the remaining share. Traditional Money Transfer Operators (MTOs) such as Western Union hold about 15%, while digital-first fintechs like Wise and Revolut are gaining ground, claiming approximately...

/payments /retail

Joris Lochy

Joris Lochy Product Manager at Intix | Co-founder at Capilever

Fintech on the Move: Payments, AI, and Regulation at DFS 2024

Last Friday, I had the opportunity to attend the Digital Finance Summit in Brussels, an annual fintech conference organized by Fintech Belgium. It was a packed day of networking, reconnecting with old acquaintances, and attending insightful keynotes and thought-provoking debates. Clearly, the Belgian fintech scene remains vibrant, delivering exci

/regulation /people

Retired Member

Retired Member 

MREL and BRRD: EU Banks’ Progress and Remaining Shortfalls

The Minimum Requirement for Own Funds and Eligible Liabilities (MREL) and the Bank Recovery and Resolution Directive (BRRD) are pivotal components of the European Union's strategy for financial stability. On November 27, 2024, the European Banking Authority (EBA) published its 2024 MREL Dashboard, providing comprehensive insights into the progress ...

/regulation /wholesale

Kathiravan Rajendran

Kathiravan Rajendran Associate Director of Marketing Operations at Macro Global

Does the UK’s National Payments Vision really shape the Future of Payments?

The UK’s National Payments Vision sets a bold agenda, reaffirming its leadership in global financial services. Processing nearly 50 billion transactions annually, the nation’s payment infrastructure underpins commerce, inclusion, and economic growth. Now, as the landscape changes, the UK stands ready to further modernise, striking a balance betwee...

/payments /regulation

Luigi Wewege

Luigi Wewege President at Caye International Bank

The Evolving Relationship Between Fintechs and Traditional Banks

The financial services industry is undergoing a seismic transformation, driven by rapid technological advancements, shifting customer expectations, and evolving regulatory frameworks. At the heart of this change lies the dynamic interplay between fintechs and traditional banks. Once perceived as competitors vying for market share, fintechs and ba...

/retail /predictions

Joris Lochy

Joris Lochy Product Manager at Intix | Co-founder at Capilever

Streamlining Task Management: Can One Tool Fit All?

Throughout my career, working in both financial institutions and fintech companies, one consistent theme has been the use of "Task Managers" (or "Case Managers"). At their core, these systems function as task inboxes, assigned to one or more employees and often following a structured workflow. Despite their importance, you mig

/regulation

Seth Perlman

Seth Perlman Global Head of Product at i2c Inc.

Understanding the Advantages and Current Challenges of Digital Banking Transformation

Key Takeaways: The banking industry is evolving digitally, driven by AI adoption, economic uncertainty? and the need for enhanced consumer privacy and automation, making seamless digital transformations essential for success. Maintaining a strong consumer experience is crucial during digital upgrades, as it can increase revenue, lower costs an...

/payments /predictions

Kathiravan Rajendran

Kathiravan Rajendran Associate Director of Marketing Operations at Macro Global

How Banks can regain their market share in Cross-Border Remittances with Strategic FX Capabilities?

Banks face growing competition from Money Transfer Operators (MTOs) and fintech firms in the cross-border remittance space. These challengers offer speed, lower fees, and user-friendly platforms, putting pressure on banks to innovate. The Strategic Role of FX Solutions in Remittance Services FX solutions provide a strategic advantage, enabling ban...

/payments /retail

Prashant Bhardwaj

Prashant Bhardwaj Innovation Manager at Crif

Banks vs. Gen Z Expectations in 2025: A Roadmap for Bold Leadership

As Generation Z enters the financial world, banks face an unprecedented challenge: adapting to the expectations of a tech-savvy demographic while maintaining their existing customer base. With over four million Gen Z members projected to open new bank accounts each year through 2026, financial institutions must innovate to capture this emerging ma

/people /inclusion

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