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Latest thinking in respect to Banking Strategy, Digital and Transformation. Harnessing our collective wisdom to make banking better. Ambrish Parmar
As the owner, you will also give up ownership if you leave this group.
Jamel Derdour CMO at Transact365 / Nucleus365
Emerging markets around the globe are experiencing a seismic shift in their payment ecosystems, driven by the rapid adoption of real-time payment systems. These innovative platforms enable instant, secure, and convenient transactions, revolutionising the way businesses (and individuals) exchange funds. As real-time payments gain traction, they are...
30 April 2024 /payments /inclusion
Sergiy Fitsak Managing Director, Fintech Expert at Softjourn
In the competitive world of business transactions, ensuring that every aspect of your company is optimized can dramatically increase its valuation. A key component often overlooked is the technology underpinning the business. Code audits are essential in this regard, serving as a comprehensive evaluation of your software's health and efficiency. By...
29 April 2024 /payments /retail
Kaustuv Ghosh Founder at Nxtgen Payment Infra. Prometheus Labs.
Let us agree that the weather is important for financial services. How prepared are we for long-term, continuous changes in it's patterns as well as near-term instability? How should financial institutions and services respond as their asset bases are exposed more and more to things that cannot be controlled? This piece attempts to look at the i
26 April 2024 /sustainable /markets
Riaz Syed CEO at infinant
Deposit growth continues to be the number one business priority of bankers, according to BAI Banking Outlook: 2024 Trends, as it serves as the cornerstone of various aspects of banking operations, including profitability, stability, customer relations, and regulatory compliance. To expand their deposit-gathering channels, banks employ various stra...
19 April 2024 /retail /predictions
John Bertrand MD at Tec 8 Limited
Joe Garner’s Future of Payment review published in 2023 on behalf of the UK Government reflected the complexity of the current instant payment UK environment. The situation has allowed the UK’s early leadership in global instant payments to decline. The UK is starting to fall behind in terms of person-to-person payments made by bank account transf...
17 April 2024 /payments /regulation
10 April 2024 /payments /regulation
In the six months following its groundbreaking launch in July 2023, FedNow has emerged as a transformative force in real-time payments, marking a significant departure from the traditional Automated Clearing House (ACH) system. This shift signifies a pivotal moment in banking innovation, offering instantaneous transaction processing that aligns wi...
09 April 2024 /payments /retail
Eric Bierry CEO at Sopra Banking Software
Europe’s banking landscape today looks significantly different than it did just a few years ago, largely defined by new regulations that have emerged in response to consumers’ shifting financial behaviors. Payment Services Directive 2 (PSD2) and its successor, Payment Services Directive 3 (PSD3), for example, have transformed open banking from a n...
09 April 2024 /retail
Irina Latushkina Chief Business Development Officer at AIROME Technologies
12 years ago I was a client of a super safe bank with an absolutely disgusting client service. For example, when I came once to the brunch to get some cash without a plastic card, they gave me 90% and froze the card after all – in accordance with their security policies. It was the last drop, so I moved to a fully digital bank after all. At that
08 April 2024 /payments /retail
Gary Singh President at Zeta Services Inc
Recent data on US credit card holders tells us that they value flexibility and control more than rewards and fee-based offers. In light of rising interest rates and debt, consumers view credit cards as ‘liquidity management’ tools and expect them to serve various purposes. And with 51% of American credit card holders now revolving their debt, hig...
03 April 2024 /payments
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