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Banking Strategy, Digital and Transformation

Latest thinking in respect to Banking Strategy, Digital and Transformation. Harnessing our collective wisdom to make banking better. Ambrish Parmar

Dieter Halfar

Dieter Halfar Partner at Elixirr

How to navigate the financial frontier and thrive amid industry disruption

The financial services sector is undergoing an era of revolutionary change. From the dual pressures of technological innovation and shifting regulatory demands to the growing influence of agile fintech disruptors, financial institutions are navigating unprecedented challenges. In this rapidly evolving landscape, traditional players must reimagine ...

/retail /predictions

Luigi Wewege

Luigi Wewege President at Caye International Bank

13 Predictions for Retail Banking in 2025 and Beyond

13 Predictions for Retail Banking in 2025 and Beyond The retail banking landscape in 2025 is poised to reflect a convergence of technology, consumer behavior, regulatory shifts, and broader economic trends. As the author of the Digital Banking Revolution and President of an international bank in Belize, I have witnessed firsthand how dynamic forc

/retail /predictions

Arsalan Sheikh

Arsalan Sheikh FinTech Executive at ex-Oracle

Core Banking Modernization: Adapting to a Digital-First Financial Landscape

This article is for banking professionals looking to understand core banking modernization. The author is independent and unbiased, basing insights on publicly available information. All trademarks, intellectual property, and copyrights are the property of their respective owners. The content does not constitute an endorsement or disapproval of

/retail /wholesale

Jitender Balhara

Jitender Balhara Manager at TCS

FinOps : Harnessing Cloud Infrastructure with optimized balance sheets

FinOps: Introduction The rise of adoption in the public cloud has significantly disrupted traditional, capital-intensive, and slow-moving infrastructure procurement processes. With the public cloud, the responsibility for procurement has shifted to engineering teams, granting them the autonomy to spend company funds and make financial decisions r...

/cloud /devops

Kathiravan Rajendran

Kathiravan Rajendran Associate Director of Marketing Operations at Macro Global

Strategy that Banks should consider in 2025 to outpace fintechs and MTOs in Cross Border Payments

Banks currently hold approximately 25% of the global international remittance market, compared to fintechs and MTOs, which have grown rapidly to command the remaining share. Traditional Money Transfer Operators (MTOs) such as Western Union hold about 15%, while digital-first fintechs like Wise and Revolut are gaining ground, claiming approximately...

/payments /retail

Joris Lochy

Joris Lochy Product Manager at Intix | Co-founder at Capilever

Fintech on the Move: Payments, AI, and Regulation at DFS 2024

Last Friday, I had the opportunity to attend the Digital Finance Summit in Brussels, an annual fintech conference organized by Fintech Belgium. It was a packed day of networking, reconnecting with old acquaintances, and attending insightful keynotes and thought-provoking debates. Clearly, the Belgian fintech scene remains vibrant, delivering exci

/regulation /people

Retired Member

Retired Member 

MREL and BRRD: EU Banks’ Progress and Remaining Shortfalls

The Minimum Requirement for Own Funds and Eligible Liabilities (MREL) and the Bank Recovery and Resolution Directive (BRRD) are pivotal components of the European Union's strategy for financial stability. On November 27, 2024, the European Banking Authority (EBA) published its 2024 MREL Dashboard, providing comprehensive insights into the progress ...

/regulation /wholesale

Kathiravan Rajendran

Kathiravan Rajendran Associate Director of Marketing Operations at Macro Global

Does the UK’s National Payments Vision really shape the Future of Payments?

The UK’s National Payments Vision sets a bold agenda, reaffirming its leadership in global financial services. Processing nearly 50 billion transactions annually, the nation’s payment infrastructure underpins commerce, inclusion, and economic growth. Now, as the landscape changes, the UK stands ready to further modernise, striking a balance betwee...

/payments /regulation

Luigi Wewege

Luigi Wewege President at Caye International Bank

The Evolving Relationship Between Fintechs and Traditional Banks

The financial services industry is undergoing a seismic transformation, driven by rapid technological advancements, shifting customer expectations, and evolving regulatory frameworks. At the heart of this change lies the dynamic interplay between fintechs and traditional banks. Once perceived as competitors vying for market share, fintechs and ba...

/retail /predictions

Joris Lochy

Joris Lochy Product Manager at Intix | Co-founder at Capilever

Streamlining Task Management: Can One Tool Fit All?

Throughout my career, working in both financial institutions and fintech companies, one consistent theme has been the use of "Task Managers" (or "Case Managers"). At their core, these systems function as task inboxes, assigned to one or more employees and often following a structured workflow. Despite their importance, you mig

/regulation

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