Banking Regulations

Discussion around current trends in regulations for banks globally

Paul Holt EMEA Group Vice President at Digicert

DORA Is Here – Why Global Financial Institutions Must Act Now

The Digital Operational Resilience Act (DORA) is now very much in play across the EU, setting a new standard for cyber and operational resilience in financial services. While it is a European regulation, its implications are anything but local. Any organisation working with EU-based financial institutions is now part of the DORA conversation, no

31 July 2025 /regulation /retail

Garima Chaudhary Global Head of Solution Eng, FinCrime & Compliance at Oracle

How Innovative Technologies Can Accelerate Readiness for EU AMLA Legislation

It is estimated that 1% of the European Union’s wealth—roughly €160 billion—is linked to suspicious activity (source). Despite various anti-money laundering (AML) directives over the years, the EU has lacked a centralized authority to consistently enforce and supervise AML efforts across Member States. While the European Central Bank’s Single Supe...

16 June 2025 /regulation /crime

Kathiravan Rajendran Associate Director of Marketing Operations at Macro Global

The Silent Shift Reshaping Financial Institutions Regulatory Compliance in 2025

The regulatory landscape for financial institutions continues to evolve with increasing speed and complexity. Navigating the FCA's latest directives and aligning with global initiatives like the Common Reporting Standard (CRS) are just two examples of how compliance today demands far more than simply checking boxes. It calls for a fundamental reth...

08 May 2025 /regulation /crime

Nadish Lad Head of Payments Product at Volante Technologies

With NPV looming, UK banks must strengthen beyond mere compliance

The UK’s payments ecosystem is ready for an upgrade. While a blend of innovation and regulation has long benefitted the UK’s businesses and individuals alike, the current combination has reached its limit in usefulness. The market is hungry for a framework built on next-generation technology, designed to deliver more choice and increase competitio...

29 April 2025

Steve Morgan Banking Industry Market Lead at Pegasystems

How Lenders Resolve UK Car Loans Scandal May be a Catalyst for AI Expansion in Key Operations

April Fool’s Day is no laughing matter for the car lending industry in the UK. The UK Supreme Court is starting its hearings on Tuesday 1st April, which should be the beginning of the end for what banks and other lenders will face in terms of compensation schemes that they will need to follow. It is possible that if the FCA’s proposals are accepte...

01 April 2025 /payments /regulation

Steve Morgan Banking Industry Market Lead at Pegasystems

How regulators are responding to AI impact on financial services

Regulators around the world are taking various approaches to address the challenges and opportunities presented by AI in financial services. It is very much still an evolving landscape, with specific requirements already different across regions. It is certainly a space to watch, and I believe that regulations are needed as much on AI as they are ...

10 December 2024 /payments /regulation

Kyrylo Reitor Chief Marketing Officer at International Fintech Business

MSBs: What You Need to Know About Regulatory Requirements

MSBs operating in Canada are facing significant regulatory changes. According to a recent notice from Approved MSB Services, the Bank of Canada has introduced new regulations under the Retail Payment Activities Act (RPAA), requiring all MSBs to register within a specified timeframe. This regulatory overhaul is part of a broader global trend aimed ...

04 December 2024 /regulation /wholesale

Ilona Cohen Chief Legal and Policy Officer at HackerOne

Why security researchers are key to PCI DSS v4.0 compliance

Over the last few years, the financial industry has been tightening the rules to counter growing cybersecurity threats. Sensitive credit and payment card data are naturally a top target of cyber criminals and therefore a priority for security efforts, especially as the cost of data breaches rises to an average of $4.88 million. This is where the...

28 October 2024 /security /regulation

Kyrylo Reitor Chief Marketing Officer at International Fintech Business

E-money regulation in the EU

In the European Union, the regulation of electronic money (e-money) is a critical topic that bridges the gap between technological innovation and financial security. The legal framework primarily governing e-money in the EU is the Second Electronic Money Directive (EMD2), which was adopted in 2009 and implemented by Member States in 2011. This dir...

09 October 2024 /security /regulation

Anna Antimiichuk Head of Communications, PhD at Corlytics

Banks and regulators say a common approach is much needed to successfully implement DORA

With only three months remaining until the implementation date, AFME brings to the light DORA-readiness after the transition period The implementation of DORA – the Digital Operational Resilience Act that’s looming on the horizon – is being viewed as a significant operational uplift by all market participants, one of the AFME's panel discussio

02 October 2024 /regulation /markets