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Fintech

Fintech discussions and conversations around the development of fintech.

Anna Kuzmina

Anna Kuzmina Expert at Fintech

South Korea has something that the West fears

South Korea is one of the most peculiar countries. On one hand, Korea is really good with their products, brands, technology, innovation and distribution around the world. On the other — to the western eye local internet industry is weirdly lagging behind in some vital parts. For instance, when you browse Korean websites, it seems their design an

/payments

Retired Member

Retired Member 

The Top 10 ESG Metrics Private Equity Funds Should Collect

ESG is a growing focus for the private markets, but which metrics matter most? This is part 2 of a series on ESG investing. View part 1, "Top 3 ESG Trends in the Private Markets." Environmental, social and governance (ESG) issues have become an important part of the decision-making process for 85% of limited partners (LPs) surveyed by Pri...

Paul Marcantonio

Paul Marcantonio Head of UK/Western Europe at Ecommpay

The Changing Face of Travel: A Payments Perspective

Travel used to be rigid. You’d book your ticket, reserve a room, and follow the carefully arranged plan of your travel agent. But in 2019, a younger and more independent generation of travellers is demanding a kind of travel that’s as flexible as they are. Millennials increasingly want a brand of adventure that they can adapt to fit them, rather th...

/payments

Retired Member

Retired Member 

Open for Business: New Banking Models Demand Data Strength

While the premise of “Bank as API” has been around for a while, it’s fair to say that adoption of this concept grew considerably in 2018. Banks’ senior tech leaders have noted throughout this year that today’s disruptive tech demands a change in operating models, culture and perspective. Many digitalization initiatives have been geared towards thi...

Retired Member

Retired Member 

Digitalisation Pursuits Start with Sound Data Governance Strategy

Digitalisation initiatives truly run across financial services in a way few other technology trends do. Spanning both investment banks and asset managers, they often serve as a kind of umbrella that allows a firm to fold in multiple institutional priorities—increased processes automation, heightened regulatory compliance, and emerging technologies...

Retired Member

Retired Member 

GRC 2019: The known unknowns

“The future of GRC will not just be about managing known risks or monitoring compliance. It will be about sustaining an organisation’s social license to operate.” Now that 2019 is underway, it is a good time for organisations to review risks over the past year in the hopes of previewing how they may develop in the future. After another year of land...

/regulation

Rashi Garg

Rashi Garg Product Analysis and Design Director at IHS Markit

The Value of Fair Value beyond Compliance

Fair value is the pricing of foreign assets, post-closure of their native markets. Because markets are intercorrelated, breaking news from one part of the world can impact all markets globally. Fair value prices serve to capture fluctuations in the valuation of foreign equity and fixed income assets. Using these prices, portfolio and asset manager...

/regulation

Retired Member

Retired Member 

A Worthy Resolution: Addressing the Scourge of Business Managed Applications

They go by many names—business-managed applications (BMAs), user-developed controls, among others. Their labels are as bespoke as the tasks they do. But it’s what they share in common that makes them stand out. They are inevitable. Annoying. Seemingly unavoidable. And, perhaps most of all: they are spreading. For many banking institutions, these B...

Retired Member

Retired Member 

18th vs. 21st Century Disruption: A Parable in Payment Disputes

There is something happening in the eCommerce world that is baffling. Since the illogical actions and inconsistent mindsets are hard to explain, I’ll use an example from history to illustrate a modern conundrum. Candles to Gas Lights to Light Bulbs When homo erectus discovered how to produce fire, life was forever changed. For centuries, humans

/payments

Retired Member

Retired Member 

Wrangling FRTB. A Year in - Trading Book - Review.

2018 was a year when certain jumbo-sized, data-heavy regulatory regimes finally smoothed out and settled down. Among the few that haven’t, the Basel Committee-driven Fundamental Review of the Trading Book (FRTB) remains one of the most consequential and contentious—threatening the market-making businesses of global systemically-important banks (G-...

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