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Fintech discussions and conversations around the development of fintech.
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Retired Member
Four years ago, and continuing until very recently, robo advisory was all the rage. It was impossible to go to any wealth conference without at least one of the speakers expounding the virtues of the technology revolution and how it was going to disrupt ‘established wealth management’. Viewing the industry today, I feel a little cheated… on the su...
27 October 2020 /wealth /inclusion
Daire Ferguson CEO at AvaTrade
The COVID-19 pandemic has affected all aspects of our lives. Setting aside the health implications, twelve months ago we could have had no idea that the way we work and socialise would change so dramatically. In the world of trading, we’ve seen further market volatility – on top of the political shifts like Brexit and talks of trade wars and prote...
22 October 2020 /markets /covid-19
John Cragg Chief Executive Officer at MYHSM
Security and compliance in the payments ecosystem cannot be underestimated and should always be adhered to. Yet, understanding the complexity of the various security standards is something that cannot be taken lightly, and regulatory compliance is constantly evolving so navigating it can be a major task. The introduction of PCI Security is intende...
21 October 2020 /security /payments
Stefan Pajkovic CEO at TradeCore
On average it takes at least 2 to 3 years for a fintech company to transition from an initial proposition to being market ready, often at the cost of millions of pounds. In the current COVID environment, where it’s more difficult to develop products and prove profitability to investors, many industry commentators are warning of a ‘fintech spiral ...
16 October 2020 /regulation
Reed Luhtanen Executive Director at U.S. Faster Payments Council
In a year where we’ve seen the emergence of the COVID-19 pandemic, the raging wildfires in California, a hurricane season so active we’ve exhausted the alphabet, and more, “unprecedented” has become an all too familiar term. And these incomparable times have had considerable impact on the American people, particularly from a financial perspective....
15 October 2020 /payments /covid-19
The fintech industry is always evolving. But one development in particular is generating significant buzz and market-wide revenue predictions to the tune of over $7 trillion in just 10 years. That development is embedded finance, and every fintech enterprise or company needs to know what this is and how it may affect the industry at large sooner r...
13 October 2020 /payments
Carolyn Breeze Chief Commercial Officer at Zepto
COVID19 and the ensuing recession is reshaping the way we think about spending habits and payments, accelerating a shift already underway to subscription models. This creates a new set of challenges for businesses, such as the rapid shift towards a cashless economy. At the peak of Australia’s first nationwide lockdown, consumers almost halved th...
09 October 2020 /payments
Digital payments have evolved tremendously over the past few years, raising the question: where will digital payment technologies take us in the future? As more consumers become tech savvy the opportunities are endless, especially as we are only just now tapping into the unprecedented potential from global smartphone penetration with 3.2 billion s...
08 October 2020 /payments /covid-19
Gustav Korobov Senior Sales Executive - Core Banking platform at Advapay
There are many different Digital Core Banking providers in the market. They differ from one to another. Some of them offer only front-end applications, for example, web and mobile banking for end-users, but some of them - only back-end. When choosing the same product categories, such as Digital Banking and Core Banking, it may mean completely diff...
07 October 2020 /retail /startups
For most of us, the pandemic has upended our way of life. It has changed our working styles and environments. It has altered shopping habits. It has driven a surge in touchless and remote transactions. And while all of these are colossal shifts for the American people, the one even larger change stemming from the pandemic lies in the transition to...
06 October 2020 /payments /retail
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