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Fintech discussions and conversations around the development of fintech.
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Introduction: Innovation is no longer a nice-to-have; it's the heartbeat of every successful fintech organization. Yet, fostering innovation isn’t just about investing in cutting-edge technology or hiring “creative types.” It’s about creating a culture where experimentation, collaboration, and learning thrive. In a highly competitive digital finan...
16 July 2025 /payments
Sakkun Tickoo Digital marketing consultant at Wonderful Payments Ltd
Payment links have rapidly evolved in the UK market from simple invoicing tools to full-featured, secure payment channels suited for retail, hospitality, and service sectors. Seamless payments and regulation Platforms like Stripe and GoCardless allow merchants to generate payment links via API or dashboard, supporting essential compliance featur...
Jurijs Bordulans Co-founder at Uspex
In online commerce, every successful transaction counts. When a payment fails — due to fraud checks, technical issues, or user error — it can result in lost revenue and a frustrated customer who may not return. For merchants, improving transaction success rates isn’t just about fixing errors behind the scenes; it’s about creating a smooth, reliabl...
10 July 2025 /payments /markets
Alexander Morsakov Head of Business Development at FinOn Payment Solutions
Most BaaS platforms start out by outsourcing their 3D Secure Access Control Server (ACS) — and for a while, it works. But then the friction starts: integration bottlenecks, slow updates, black-box risk models, and rising per-transaction fees. We’ve seen this pattern across the industry. At FinOn, where we work closely with fintechs and payment inst...
10 July 2025 /payments
Introduction Finding and keeping great talent in fintech isn’t just about offering big salaries. It’s about building a culture and workplace that inspires, supports, and empowers people to do their best work. The competition is fierce, so your strategy needs to be sharper. Here's how to stand out. 1. Lead with Purpose Make your mission clear. T...
09 July 2025 /payments
Francesco Fulcoli Chief Compliance and Risk Officer at Flagstone
A more proportionate, risk-based approach to AML compliance On 7 July 2025, the Financial Conduct Authority (FCA) published its finalised guidance FG25/3, updating how firms should treat politically exposed persons (PEPs) under the UK Money Laundering Regulations. This update follows a comprehensive multi-firm review, a public consultation (GC24/4...
08 July 2025 /payments /regulation
Today, customers expect fast, easy, and secure payments. Whether they are shopping online or in a store, they want the payment process to be smooth. Customers today are used to digital tools. They want quick checkouts, different payment options, and simple steps. If a payment fails or takes too long, they may not come back. Making the payment proce...
02 July 2025 /payments /markets
Teo Blidarus CEO and Co-Founder at FintechOS
The UK’s open banking landscape has built a global reputation for its technical innovation and regulatory prowess. However, despite this leadership, the industry has struggled to maintain the level of innovation that kick-started the global rise of open banking infrastructure. The core challenge lies not in technology but in the commercial and lia...
26 June 2025 /regulation /cloud
The payments industry is undergoing a profound transformation, and Artificial Intelligence is leading the charge. What began as a tool for basic automation has evolved into a powerful intelligence layer, quietly reshaping how we fight fraud, route transactions, and deliver seamless, personalised payment experiences. In a world of instant expectati...
25 June 2025 /payments
Katherine Chan CEO at Juice
Small businesses do the heavy lifting, but fair access to finance is still out of reach for many. In 2024, gross lending rose 13% to just over £16 billion (UK Finance). But repayments outpaced new loans, leaving a funding gap that hasn’t closed. Debt levels have more than doubled since before the pandemic (OECD, 2024). Many firms now carry liabilit...
23 June 2025 /startups /inclusion
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