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Fintech discussions and conversations around the development of fintech.
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In fintech today speed counts, regulatory complexity is unrelenting, and customer expectations shift continuously. Financial institutions and fintechs must make critical decisions about how best to acquire capabilities. Do you build internally, buy an existing solution or company, or collaborate / partner? Each path has trade-offs. Choosing wisely...
26 September 2025 /people /devops
Katherine Chan CEO at Juice
Hiring used to be a sign of momentum. Now, it’s become a stress test. A few weeks ago, new data from the British Chambers of Commerce revealed that 13 percent of UK employers have already cut jobs, and another 19 percent are considering it, citing rising employer costs, especially National Insurance, as a key factor. I’ve seen this play out first-...
26 September 2025 /startups /inclusion
Jamie Hoyle VP Product at MirrorWeb
SMB and Mid-market financial firms face the same regulatory scrutiny as the largest players, but without the deep pockets or armies of compliance staff to match. Many still rely on outdated, manual, or fragmented review processes, which slow decision-making and stretch already-limited resources. In this environment, even small inefficiencies can
25 September 2025 /regulation /wealth
Scott Dawson CEO at DECTA
There is a contradiction at the heart of the UK economy. Small and medium sized enterprises (SMEs) employ six in ten people and generate £2.8 trillion in turnover, yet when consumers were asked if the UK is a good place for them, only 23% of consumers said yes. That figure should stop us in our tracks. When confidence in SMEs is low, it seeps into...
25 September 2025 /payments /predictions
Central Bank Digital Currencies (CBDCs) are more than just a digital version of cash; they represent a fundamental shift in how monetary policy, payments, and economic inclusion are imagined. At the heart of this shift is the idea of programmable money: currency embedded with logic, rules, and triggers that can govern how it’s used, when, and by w...
24 September 2025 /payments
Anush Sachsuvarova Project Manager at Baseella Ltd
In today’s always-on digital economy, PayTechs - and when I use this term, I mean EMIs, PSPs, and adjacent fintechs that sit at the intersection of technology, payments, and regulation — face a stark reality. Even minutes of downtime can trigger financial losses, reputational harm, and regulatory attention. At the heart of the operations lies the c...
23 September 2025
The promise of FinTech in microfinance is clear. From mobile lending to digital wallets, technology has the power to expand access for underserved populations. Yet implementation is not automatic. Our publication, The Determinants of FinTech Implementation in Microfinance Companies – A Systematic Review (Offiong, Szopik-Depczyńska, Ioppolo, Singh,...
22 September 2025 /people /inclusion
Gustav Korobov Senior Sales Executive - Core Banking platform at Advapay
What's core banking software? On the surface, it's a straightforward question with a straightforward, uncontroversial answer. Core banking software is the technology platform on which you run your fintech company's essential operations. Your fintech's engine room, so to speak. But when you dig deeper, there's a lot more nuance than you might have ...
18 September 2025 /payments /startups
Microfinance has always been about opening doors for people excluded from formal banking. Today, digital finance is transforming how that mission is delivered. In my recent publication “FinTech as a digital innovation in microfinance companies – systematic literature review” I examined how technology is reshaping microfinance and what this means f...
17 September 2025 /inclusion
Aron Alexander Founder and CEO at Runa
Receiving a rebate, reward, or a disbursement should be an exciting moment. So why does it often feel like it was delivered as an afterthought? Too many fintechs still view payouts as necessary, mundane conclusions to a transaction. But AI is redefining these recipient touchpoints. When you zoom in on today’s financial flows (global, on-demand, i...
15 September 2025 /ai /payments
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