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Fintech discussions and conversations around the development of fintech.
As the owner, you will also give up ownership if you leave this group.
Francesco Fulcoli Chief Compliance and Risk Officer at Flagstone
Achieving a balance between organizational health and individual performance is critical for long-term success. Two key tools that help organizations achieve this are the Employee Net Promoter Score (eNPS) and performance reviews. While these tools serve distinct purposes, their interaction offers powerful insights that can drive engagement, produ...
10 January 2025 /people /sustainable
Retired Member
Banking-as-a-Service (BaaS) has rapidly become a cornerstone of the embedded finance ecosystem. By 2030, the global BaaS market is projected to reach over $25 billion, driven by increasing demand for seamless integration of financial services into non-banking platforms. From payments to lending, BaaS enables brands to offer banking solutions direc...
08 January 2025 /regulation /retail
Joris Lochy Product Manager at Intix | Co-founder at Capilever
For a fintech start-up or scale-up, valuation is crucial. It plays a significant role in major financial events such as sales, mergers, funding rounds, or employee stock option plans. Essentially, valuation determines the price assigned to a business at a specific point in time. For instance, during a funding round, it dictates how many shares an
23 December 2024 /startups /predictions
Fraud is evolving at an alarming pace, leaving UK consumers vulnerable in a digitally interconnected world. The Payment Systems Regulator’s (PSR) latest report, Unmasking How Fraudsters Target UK Consumers in the Digital Age, shines a spotlight on the tactics fraudsters employ, their impact on consumer confidence, and the measures being implemente...
19 December 2024 /payments /crime
The FCA has been at the forefront of implementing the Consumer Duty, a significant shift in regulatory focus aimed at ensuring better outcomes for consumers across the financial services sector. With the framework now fully in force for open and closed products, the FCA has released a series of key publications to guide firms in their journey of e...
16 December 2024 /regulation /inclusion
Ivan Aleksandrov CSO | Fintech Licensing, Core banking & BaaS at Advapay
Success with a fintech startup requires more than the usual business savvy and basic organisation. It takes strategic planning and data-driven decision-making to reach profit and sustainable growth. Advapay’s expertise in the fintech sector allows us to share these meaningful recommendations with you. The roadmap and the business structure you cho...
10 December 2024 /payments /startups
Robert Kraal Co-founder and CBDO at Silverflow
European fintech firms aiming to enter the US market face a formidable challenge. While the market offers immense growth potential, it is fiercely competitive. Disruptors seeking to revolutionise entrenched legacy payment systems often encounter significant resistance. Compounding these challenges, fintech funding has dropped sharply—by a stagger...
06 December 2024 /payments /cloud
The 29th of November 2024, the Financial Conduct Authority (FCA) published Policy Statement PS24/17, which introduced significant updates to its Financial Crime Guide (FCG). These revisions followed a consultation period launched in April 2024 (CP24/9) and were driven by the FCA’s ongoing commitment to ensuring that firms possess robust systems...
04 December 2024 /regulation /crime
Matiss Ansviesulis Co-founder at Esketit
As the UK settles down after the announcement of the recent Labour government budget, small businesses may be feeling the squeeze. With banks pulling back on lending in response to rising living costs and soaring interest rates, many small business owners are looking for alternative financial support. On top of that, National Insurance contri
04 December 2024 /retail
The UK's Financial Conduct Authority (FCA) is making significant progress toward regulating the burgeoning cryptoasset sector. Its recently unveiled Crypto Roadmap outlines a comprehensive framework spanning 2023 to 2026. This plan seeks to create a safe, competitive, and sustainable crypto industry by addressing key areas like stablecoin regulat...
29 November 2024 /regulation /crypto
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