Community
Fintech discussions and conversations around the development of fintech.
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Anush Sachsuvarova Project Manager at Baseella Ltd
The lines between banks and non-banks are blurring faster than ever. Retailers offer payment cards, ride-hailing apps issue microloans, and digital wallets manage millions of accounts without holding a banking license. Behind this transformation lies one of the most significant trends in modern finance – embedded finance, powered by BaaS platforms...
1 hour
Sanjay Barot Digital Marketing Strategist at Radixweb
For the past decade, global finance has shifted steadily toward sustainability commitments — yet the delivery of climate infrastructure remains far behind what transition pathways require. At boardroom level, the appetite for climate-aligned investment is clear. Pension funds, sovereign wealth funds, and institutional investors are all actively se...
24 October 2025 /inclusion
Joseph Ibitola Head of Demand Generation at Flagright
Fraud in payments is growing more sophisticated, forcing payment service providers (PSPs) to rethink their defenses. Today’s fraudsters are even leveraging AI tools to scale attacks and evade detection. In response, regulators and industry leaders are raising the bar for fraud prevention. A 2025 American Banker survey found that 62% of banks and ...
15 October 2025 /ai /payments
Shawn Conahan Chief Revenue Officer at Wildfire Systems, Inc.
For many years, rewards programs have been synonymous with credit cards. From airline miles to cashback bonuses, banks and issuers have relied on these incentives to drive spending and deepen customer relationships. But recent shifts in consumer behavior suggest it may be time for financial institutions to broaden their approach. Debit cards are s...
13 October 2025 /retail
Debunking Myths Around Modern Core Banking Systems As digital finance evolves, myths often fill the space between perception and reality. Some claim that real-time payments, digital currencies, and cloud technology will make banks obsolete; others insist that old infrastructure is still good enough. The truth, as always, lies in between. Below, we...
13 October 2025
Teo Blidarus CEO and Co-Founder at FintechOS
Building societies occupy an essential place in UK financial services. Member-owned, locally trusted and community-first, they are built on relationships as much as products. Members expect to sit down, talk through decisions and get advice they can believe in. That trust is a strength. The challenge is delivering it alongside the speed and simpli...
13 October 2025 /ai /retail
For the past decade, the fintech revolution has largely been understood through the lens of sleek mobile interfaces, frictionless payment apps, and UX-driven challenger banks. But beneath the surface, a deeper transformation has been underway. A transformation that doesn’t grab headlines or dominate marketing pages, but is fundamentally reshaping ...
06 October 2025
Katherine Chan CEO at Juice
As CEO of one of the fastest-growing fintech lenders in the UK, I’ve helped founders grow through calm and chaos. Right now, growth feels harder than ever. Nearly one million UK SMEs fear closure following April’s rise in employer National Insurance, minimum wage, and capital gains tax. At the same time, the British Chambers of Commerce shows fewe...
02 October 2025 /startups /inclusion
Alex Malyshev CEO, Co-founder at SDK.finance, white-label FinTech Platform
Transactions per second (TPS) has become the payments industry's favourite vanity metric. Every year, headlines celebrate Visa's 65,000 TPS peaks or Alipay's half a million transactions in a single second. These numbers impress. But for 90% of banks, fintechs, and wallet providers, they are irrelevant - and chasing them is a costly distraction. Wh...
30 September 2025 /retail /markets
Sudha Rajamanickam Software Engineer at Episode six
Behind every withdrawal, loan, or transfer lies a hidden boss — the central bank. In this opening part of my series “The Payment Story,” I explore how central banks quietly shape liquidity, interest rates, and the very rules of the money game. Why do home loan rates rise and fall? Why can’t banks simply lend freely? Central banks set the guardrails...
29 September 2025 /payments /retail
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