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Fintech

Fintech discussions and conversations around the development of fintech.

Shawn Conahan

Shawn Conahan Chief Revenue Officer at Wildfire Systems, Inc.

Marketing: The Most Critical Component of Your Loyalty Rewards Program

The top reason why companies don't achieve significant user adoption of a loyalty rewards program is due to a simple lack of marketing. In general, large banks and corporations are really great at cross-selling "core" banking and finance products, but not so great at conveying the benefits of a rewards program. This is almost certainly ...

/retail

Ruchi Rathor

Ruchi Rathor Founder at Payomatix Technologies

How to Foster a Culture of Innovation Within Your Team

Introduction: Innovation is no longer a nice-to-have; it's the heartbeat of every successful fintech organization. Yet, fostering innovation isn’t just about investing in cutting-edge technology or hiring “creative types.” It’s about creating a culture where experimentation, collaboration, and learning thrive. In a highly competitive digital finan...

/payments

Sakkun Tickoo

Sakkun Tickoo Digital marketing consultant at Wonderful Payments Ltd

The rise of Pay by Link in the UK: convenient, compliant and ready for scale

Payment links have rapidly evolved in the UK market from simple invoicing tools to full-featured, secure payment channels suited for retail, hospitality, and service sectors. Seamless payments and regulation Platforms like Stripe and GoCardless allow merchants to generate payment links via API or dashboard, supporting essential compliance featur...

/payments

Jurijs Bordulans

Jurijs Bordulans Co-founder at Uspex

How to Increase Transaction Success Rates for Online Merchants

In online commerce, every successful transaction counts. When a payment fails — due to fraud checks, technical issues, or user error — it can result in lost revenue and a frustrated customer who may not return. For merchants, improving transaction success rates isn’t just about fixing errors behind the scenes; it’s about creating a smooth, reliabl...

/payments /markets

Alexander Morsakov

Alexander Morsakov Head of Business Development at FinOn Payment Solutions

Moving 3D Secure ACS In-House: A Growing Trend Among BaaS Providers

Most BaaS platforms start out by outsourcing their 3D Secure Access Control Server (ACS) — and for a while, it works. But then the friction starts: integration bottlenecks, slow updates, black-box risk models, and rising per-transaction fees. We’ve seen this pattern across the industry. At FinOn, where we work closely with fintechs and payment inst...

/payments

Ruchi Rathor

Ruchi Rathor Founder at Payomatix Technologies

Winning the Fintech Talent Game: How to Attract and Keep the Best

Introduction Finding and keeping great talent in fintech isn’t just about offering big salaries. It’s about building a culture and workplace that inspires, supports, and empowers people to do their best work. The competition is fierce, so your strategy needs to be sharper. Here's how to stand out. 1. Lead with Purpose Make your mission clear. T...

/payments

Francesco Fulcoli

Francesco Fulcoli Chief Compliance and Risk Officer at Flagstone

FCA Issues Final Guidance on Politically Exposed Persons (FG25/3)

A more proportionate, risk-based approach to AML compliance On 7 July 2025, the Financial Conduct Authority (FCA) published its finalised guidance FG25/3, updating how firms should treat politically exposed persons (PEPs) under the UK Money Laundering Regulations. This update follows a comprehensive multi-firm review, a public consultation (GC24/4...

/payments /regulation

Ruchi Rathor

Ruchi Rathor Founder at Payomatix Technologies

What Do Modern Customers Expect?

Today, customers expect fast, easy, and secure payments. Whether they are shopping online or in a store, they want the payment process to be smooth. Customers today are used to digital tools. They want quick checkouts, different payment options, and simple steps. If a payment fails or takes too long, they may not come back. Making the payment proce...

/payments /markets

Teo Blidarus

Teo Blidarus CEO and Co-Founder at FintechOS

Insurance is the missing link in the UK’s open banking success

The UK’s open banking landscape has built a global reputation for its technical innovation and regulatory prowess. However, despite this leadership, the industry has struggled to maintain the level of innovation that kick-started the global rise of open banking infrastructure. The core challenge lies not in technology but in the commercial and lia...

/regulation /cloud

Ruchi Rathor

Ruchi Rathor Founder at Payomatix Technologies

AI x Payments: From Fraud Detection to Hyperpersonalised Checkout

The payments industry is undergoing a profound transformation, and Artificial Intelligence is leading the charge. What began as a tool for basic automation has evolved into a powerful intelligence layer, quietly reshaping how we fight fraud, route transactions, and deliver seamless, personalised payment experiences. In a world of instant expectati...

/payments

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