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Digital Banking trends and Industry Intelligence for Bankers, Fintechs, and Solutions Providers
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The pace of technology innovation in financial services is putting companies across the sector under pressure both from customers’ expectations and new fintech-focused rivals. The counter-intuitive solution may be to abandon the transformation mentality altogether. There is a real alternative to transformation, and it’s been dubbed digital optimi...
27 August 2019
Andrew Beatty Head of Wealth, Retirement & International at FIS
The banking industry is changing by the day. What once were definitive "table stakes" for the essential software needed to run a full-service bank are now blurring due to rapidly evolving market dynamics. In this environment it can become difficult to discern reality from myth when it comes to what a bank truly needs to be successful in ...
05 August 2019 /retail
Retail Banks across the globe face enormous cost for maintenances of bank branches, employees, Maintenances of ATM’s and kiosks and Service outlets to service their customers. As competition increases among the banking players, innovative technology solution helps banks to provide mobility banking solutions to serve the customers without compromis...
22 July 2019 /inclusion
We have reached a critical juncture in the banking industry. Welcome to the new frontier. Consumers now perceive the benefits of open banking outweigh the risks, and as a result collaboration between fintechs and incumbent banks is becoming increasingly more important to drive the experiences consumers expect from their primary financial institutio...
19 July 2019
First, we'll cut to the chase. Here are my top four tips on maximizing fintech collaborations. 1. Build a company culture and choose partnerships where the involved parties (banks and fintechs) value each other, and are eager to work through any differences to impact beneficial change. 2. Ensure all customer and business needs are met via the colla...
27 June 2019
Barrie Wilkinson
Liberated by Libra - A virtual history It’s the year 2030, ten years after the controversial launch of social media currency Libra. Few people could have anticipated at the time what a central role the new currency would play in world events over that decade. What’s in a name? In the build-up to the launch people were not sure what to call this new...
25 June 2019
. . . that is the question for digital challenger banks. If you look at the revenue breakdown of a traditional retail or commercial bank, 80%+ of the revenue comes from the net interest margin (NIM) on loans and deposits. And in Europe with the NIM on deposits being close to zero, this means that the vast majority of revenue comes from lendi
24 June 2019
Purely digital expertise is too easy to clone and almost impossible to maintain as a source of competitive advantage. Today’s post argues that banks will need to combine their physical and digital capabilities to create a sustainable advantage and a re-invention of the bank branch is the right place to start. My basic idea is to have banks make al...
12 June 2019
The Customer Communications Management (CCM) industry has been around for some time especially in Financial Services. Born out of a need for companies to be able to produce compliant, yet highly personalized communications, enterprises invested in platforms that allowed them to produce mission-critical business and customer communications at MASSI...
17 May 2019
Globally, banking M&A market is showing signs of improvement with 41 percent of companies intending to pursue acquisitions. The value of M&A deals in the Middle East region jumped to $33.7 billion last year, the highest level since 2007 as per Bloomberg research. While in the European market, M&As have stagnated with changing regulator...
14 May 2019 /regulation
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