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Trends in Financial Services

A community to discuss the future of financial services and any other interesting trends, strategies, ideas, views.

Sanju Biswas

Sanju Biswas Marketing Head at Abhiloans

The Hidden Liquidity Option in Your Mutual Fund Portfolio

If you’ve been investing in mutual funds for a while, you probably see them as long-term wealth builders. And rightly so. SIPs, lumpsum investments, and diversification strategies are all tailored to help you grow your wealth steadily over time. But what many investors don’t realize is that their mutual fund portfolio can also serve as a source o...

Artem Barmin

Artem Barmin Co-founder and CTO at Freshcode

Modernizing Financial Systems: Lessons from the Ground Up

Legacy systems still run the world's money, but they're not doing it gracefully. Most banks are stuck with codebases that can't move fast, can't integrate easily, and make even small changes feel like heart surgery. It doesn't have to be this way. Here's why these old systems are killing your momentum and how switching to functional languages like...

/devops

Daniel Schlaepfer

Daniel Schlaepfer CEO at Select Vantage Inc

Why Training Still Beats the Hype: Lessons from a Modern Trading Trap

Retail traders today face a paradox. Markets have never been more accessible, or more hazardous. What looks like opportunity can quickly become a trap, especially in the age of social media-fueled speculation. The recent implosion of stocks like Jayud Global Logistics (JYD) has once again exposed the painful divide between how retail and profession...

/people /markets

Hugo Gomez

Hugo Gomez Co-Founder & CEO at Bourgeois Bohème

Managing Generational Shifts: How The World’s Wealthiest Families Can Adapt to These Changing Times

In recent years, the priorities of ultra-high-net-worth families have undergone a clear shift. While preserving capital remains important, the conversation today increasingly turns to legacy, purpose, and long-term resilience. The most sophisticated families are redefining what wealth stewardship means — driven by a generational shift, market vola...

/wealth /predictions

Luigi Wewege

Luigi Wewege President at Caye International Bank

Offshore Banking in a Recalibrated Financial World: Resilience or Ruin?

As we stand on the precipice of a new era in global finance, where technological innovation, regulatory harmonization, and geopolitical realignments are redrawing the contours of the international monetary system, a critical question arises: Can offshore banking survive the tectonic shifts redefining global financial architecture? The short answe

/regulation /predictions

Luke Allchin

Luke Allchin Director - North America at RFI Global

The Rise and Fall of Liquid Wealth in the United States

New data shows that liquid wealth has declined significantly since 2022 after a steady increase since the pandemic. Why is this? And, with overall wealth rising, where are US investors putting their money? The pandemic drove liquid wealth to new levels The COVID-19 pandemic was a watershed moment for the global economy, and its effects are still ec...

/wealth /retail

Denis Shafranik

Denis Shafranik Co Founder at Concentric

Grassroots ‘funds of funds’ should be prime target for pension mega pots

As UK pension reforms promise to channel more funding towards VC, there is a significant opportunity to earmark some of this for grassroots ‘funds of funds’, supporting entrepreneurial and emerging managers powering the early-stage innovation pipeline. The 2025 UK pension shake-up could spark an exciting new period for VC funding across Europe....

/wealth /predictions

Luigi Wewege

Luigi Wewege President at Caye International Bank

Tariffs and Tides: The Unforeseen Impact of U.S. Protectionism on Offshore Banking

The global financial landscape stands at a critical juncture. Recent shifts in U.S. economic policy, most notably the Trump administration's aggressive use of trade tariffs, have sparked intense debate over their broader impact beyond immediate trading partners. While initial discussions focused primarily on manufacturing and domestic economic in

/markets /predictions

Harshita Soni

Harshita Soni Market Researcher at Ken Research

What is driving the explosive growth of the APAC digital payments ecosystem?

The Asia-Pacific Digital Payments Market is undergoing a digital revolution, fueled by mobile banking innovations, fintech expansions, and government-driven financial inclusion initiatives. As cashless transactions become the norm, the industry is evolving through AI-driven fraud prevention, blockchain security enhancements, and embedded finance s...

/payments /markets

Ruchi Rathor

Ruchi Rathor Founder at Payomatix Technologies

Navigating High-Risk Payment Processing: Challenges, Methodologies, and Industry Implications

I. Introduction In today’s global digital economy, payment processing systems are essential for businesses to accept and manage transactions efficiently. However, some industries face significantly higher risks due to complex regulatory environments, data sensitivity, and greater vulnerability to fraud and chargebacks. This category is known as h...

/payments

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