Community
Payments systems visions, strategies, trends, pilots, forecasting, and planning for the short-, medium-, and far-term.
As the owner, you will also give up ownership if you leave this group.
Dr Ritesh Jain Advisor at WorldBank
For decades, the plumbing of global finance has relied on a patchwork of protocols, proprietary formats, and manual reconciliation. Each payment, no matter how digital it appeared, was in fact a chain of messages stitched together across time zones and intermediaries. Today, that world stands at a threshold. A new data standard—ISO 20022—is becomi...
11 hours /payments /predictions
Shikko Nijland CEO at INNOPAY Oliver Wyman
AI agents are starting to transact on behalf of humans. Whether mainstream adoption arrives in three or five years is secondary. What matters is readiness—defining digital mandates, verifying agent identity, and allocating liability before scale arrives. Europe can lead if it builds a trusted framework for agent-initiated payments now. From human...
03 November 2025 /ai /payments
Christoffer Hernæs Chief Technology Officer at Stø
Account-to-account (A2A) payments powered by instant payment infrastructures and open banking APIs are set to gain strength globally. As these systems rise, many are asking: what becomes of traditional card schemes if/when A2A becomes the default method of digital payment? Card schemes hinge on global network reach, consumer protections, and inter...
16 October 2025 /payments
Konstantin Dubovitskiy Sr. Account Executive at Checkbook.io
What is AFT? According to Visa’s official documentation, Account Funding Transactions (AFTs) is a transaction type used to withdraw funds from a Visa or Mastercard account for the purpose of funding another account. In simple words - it is an inverse of OCT (Original Credit Transfer). In simpler terms, it means that any user can input their deb
13 October 2025 /payments /retail
Jamel Derdour CMO at Transact365 - www.transact365.io
North Africa’s payments landscape is changing fast. What was a region long defined by cash, big informal economies and limited card reach is now seeing a proliferation of digital payment rails — from instant bank transfers and mobile wallets to tokenized cards, contactless acceptance and merchant-focused point-of-sale solutions. That shift is bein...
13 October 2025 /payments /markets
Joris Lochy Product Manager at Intix | Co-founder at Capilever
Already 2 years ago, I explored in my blog "The UPI Phenomenon: From Zero to 10 Billion" (https://bankloch.blogspot.com/2023/09/the-upi-phenomenon-from-zero-to-10.html) how India’s Unified Payments Interface (UPI) reshaped the digital payments landscape. UPI has grown into one of the world’s largest digital payment systems, processing o
06 October 2025 /payments /retail
Leon Du Plessis Key Account Manager at The ai Corporation
The fleet and fuel card industry stands at a crossroads. For decades, the ecosystem relied on closed-loop solutions, accepting cards only at specific, pre-approved merchant locations. This model has been stable and predictable, but a new era of technology, driven by consumer expectations and evolving regulations, demands a shift. The industry is n...
30 September 2025 /payments /identity
Nauman Hassan Director at Paymentology
Last week at Money20/20 Middle East in Riyadh, Saudi Arabia’s central bank (SAMA) unveiled two headline announcements that could reshape the payments landscape: Google Pay will soon roll out across the Kingdom, integrated with the national mada network. Alipay+ acceptance will arrive by 2026, enabling international visitors to p
22 September 2025 /payments /inclusion
Philip Harding Commercial Director at Cashflows
As software platforms evolve into central hubs for commerce, the relationship between payments and the digital experiences they enable is undergoing a profound transformation. No longer an afterthought, payments are becoming a core feature of software itself, seamlessly embedded, deeply integrated, and increasingly owned by the platforms that use ...
10 September 2025 /payments /predictions
David King CTO at Flywire
Why a unified payment platform with vertical-specific software matters In today's global economy, businesses are constantly seeking new ways to streamline operations, cut costs, and enhance their customer experience. But for many large organizations, a key area of inefficiency remains hidden in plain sight – their payments infrastructure. Many org...
09 September 2025 /payments
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