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Payments strategies 2015-2020-2030

Payments systems visions, strategies, trends, pilots, forecasting, and planning for the short-, medium-, and far-term.

Philip Harding

Philip Harding Commercial Director at Cashflows

The Future of Embedded Payments: Why Licensing-as-a-Service is the Next Strategic Lever

As software platforms evolve into central hubs for commerce, the relationship between payments and the digital experiences they enable is undergoing a profound transformation. No longer an afterthought, payments are becoming a core feature of software itself, seamlessly embedded, deeply integrated, and increasingly owned by the platforms that use ...

/payments /predictions

David King

David King CTO at Flywire

4 Hidden Costs of Fragmented Payments

Why a unified payment platform with vertical-specific software matters In today's global economy, businesses are constantly seeking new ways to streamline operations, cut costs, and enhance their customer experience. But for many large organizations, a key area of inefficiency remains hidden in plain sight – their payments infrastructure. Many org...

/payments

Tatiana Sokolova

Tatiana Sokolova Chief Marketing Officer at Spayz.io

Why smart automation will shape the next wave of payments innovations

The rapid evolution of the payments sector is being driven by the integration of new technologies into existing infrastructure. This has enabled legacy systems to overcome traditional barriers to cross-border transactions, unlocking significant growth in payment volumes. Key verticals such as iGaming, Forex, and e-commerce have seen particularly s...

/payments

Jamel Derdour

Jamel Derdour CMO at Transact365 - www.transact365.io

Financial Inclusion Through Innovation: Scaling Digital Payments in India

India’s shift toward becoming a global leader in digital payments continues at a rapid pace. UPI, mobile wallets, and fintech platforms have scaled impressively: UPI recorded 18.67 billion transactions worth ₹25.14 trillion in May 2025, averaging 602 million transactions daily. (The Times of India) For FY24–25, UPI handled approximately 186 billio...

/payments /markets

Ade Adetosoye

Ade Adetosoye Chief Operating Officer at MA GLOBAL

Global Compliance challenges and technology gaps within the payments industry

--------------------------------------------------------------------------------------------------------------------------- In the payments industry, global compliance challenges and technology gaps are significant hurdles that firms need to address to stay competitive and compliant. These challenges often include evolving regulations, cross-border...

Jamel Derdour

Jamel Derdour CMO at Transact365 - www.transact365.io

PIX, Boleto and E-Wallets: The Digital Payment Boom in Brazil

The rapid growth of digital payments in Brazil is attributed to various factors, including the rise of e-commerce, widespread smartphone usage, and the demand for cashless, seamless transactions. Businesses and consumers alike are embracing digital wallets, mobile banking apps, and contactless payments, highlighting the convenience and security of...

/payments /markets

Sebastian Fantini

Sebastian Fantini Product Director at EBANX

Brazil skipped the line in digital payment innovation

Would you face a block-long line to pay for a product you just bought online? I didn't think so either, until the day when that was my only option to pay for furniture for my new apartment in Buenos Aires. I've lived in Brazil for more than two decades, having moved there as a child, but a few years ago, I spent some time in my native country. Sin...

/payments /inclusion

Igor Kozintsev

Igor Kozintsev Vice President at CMA Small Systems

ACH replacement – a way to optimize national payment infrastructure?

The modernization and extension of Real-time Gross Settlement (RTGS) systems, coupled with the deployment of instant payments systems (IPS) is diminishing the ongoing requirement for separate, batch-based automated clearing house (ACH) systems. This is particularly the case for those countries that handle relatively small daily volumes of retail p...

/payments /predictions

Jamel Derdour

Jamel Derdour CMO at Transact365 - www.transact365.io

Unlocking Growth: The Boom of Digital Payments in Nigeria

Nigeria, Africa's largest economy by GDP and population, is witnessing a rapid transformation in its payment ecosystem. The growth of digital payments in the country is reshaping how businesses, individuals, and the government conduct financial transactions. Driven by increased smartphone penetration, fintech innovation, and a youthful population ...

/payments /markets

Jeremy Light

Jeremy Light Co-founder at Fourdotzero

National Payment Visions and Strategies

National payment visions and strategies are in vogue and have been for a while. Examples include: - UK: National Payments Vision - 14 Nov 24, HM Treasury - Ireland: National Payments Strategy – October 2024, Government of Ireland - Europe: A European Retail Payments Strategy – 2019, updated Nov 2023, ECB - India: Payments Vision 2025, June 2022, Re...

/payments /retail

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