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Payments strategies 2015-2020-2030

Payments systems visions, strategies, trends, pilots, forecasting, and planning for the short-, medium-, and far-term.

Miloslav Hoschek

Miloslav Hoschek Freelancer at e-Silk Road, NGO

How Many Lumps of Sugar for a Blockchain coffee?

by Miloslav Hoschek, PhD., e-Silk Road, NGO ECB as a First Lump of Sugar in a Blockchain coffee The blockchain technology is destroying infrastructure of existing systems with no intermediates and without central authority. Every ledger entry is retractable across its full history and can be reconstructed. Every node applies the same rules and...

/payments

Jared Ronski

Jared Ronski Co-founder at MerchACT

5 Best Practices for Mobile Payments in 2018

Mobile commerce is on track to comprise over 63% of ecommerce sales in 2018, and an estimated 73% by 2021 according to Statista. It’s no wonder that top-tier companies are investing heavily into their mobile strategies. These investments are often used to improve the user experience with intuitive, fast-loading designs, mobile-first optimizations...

/payments

Patrick Bermingham

Patrick Bermingham CEO at Adflex

The gateway that opens new business for ISVs

Using an API-led integrated digital payments gateway brings new opportunities for Independent Software Vendors (ISVs) to capitalise on emerging business models and add value to existing clients. In today’s competitive commercial environment, innovation and disruptive ideas are changing the business model across many industries. A subscription-based...

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Retired Member

Retired Member 

Innovation in payments: Where to next?

The payments industry has arguably been the focus of equally significant amounts of investment and speculation over the last few years. Even just a few years back, most people’s experiences of sending money overseas would be the low-value/high-cost remittance services available on the High Street or facing endless queues at their bank to fill in a ...

/payments

Jared Ronski

Jared Ronski Co-founder at MerchACT

Why You Should Start Thinking About Your Holiday Chargeback Prevention Plan Now

Chargebacks are an unfortunate fact of life for most merchants. They’re damaging and tedious, represent lost revenue, dent your reputation and can get you classified as a high risk merchant if you have too many. Many merchants don’t fully understand what a chargeback is, what they can do if they have one, and (most importantly) how to prevent the

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Bo Harald

Bo Harald Chairman/Founding member, board member at Trust Infra for Real Time Economy Prgrm & MyData,

Direct payments still dominating in domestic e-commerce in Finland

Central bank statistics: Number of payments million times direct/card and bn €direct/bn €cards 2014: 56,9/8,6 million times, na/0,8 bn€ 2015: 65,6/7,3, 4,8bn/0,7 2016: 77,5/9,7, 5,4bn/0,8 2017: 88,2/17,1 (big increase in card trx - due to mobile?), 7,0bn€/1,0 Direct real time e-commerce payments started in mid-90s so the habit has deep roots.

Bo Harald

Bo Harald Chairman/Founding member, board member at Trust Infra for Real Time Economy Prgrm & MyData,

Demise of cash continuing in Finland

A population of 5,5m (and some tourists) produced the following ATM volumes: Million times/billion €s: 2014: 145,1 million times/14,4billion € 2015: 137,1m/13,9bn 2016: 124,3m/13,0bn 2017: NA yet m/12,1bn So the rate of decline of €s has doubled to 7% in 2017 compared to 2015. Serious cost savings for all. Shops are not refusing cash yet - unlike S...

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Jared Ronski

Jared Ronski Co-founder at MerchACT

5 Tips to Streamline Ecommerce Payments and Improve Customer Experience at Checkout

Digital payments are on the rise, and if you’re an ecommerce merchant, you’ll want to capitalize on this growth. But as this sector continues to become more popular, payment processing systems have the potential to become ever more complex. Between credit card companies, banks, retailers, and consumers, the payments processing landscape represent...

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Retired Member

Retired Member 

Trends In Making Payments in 2018

The New Year already started and we have entered into the second half of the year, there is some crucial technology development which is going to waver the payments in the markets in the year 2018. B2B payment will turn digital The first will be B2B i.e. Business to Business payment. This is mainly accredited to the complicated nature of the paymen...

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Jared Ronski

Jared Ronski Co-founder at MerchACT

Why Startups Need to Make Payments Experience a Priority

In 2017, U.S. online retail experienced the largest year to year growth since 2011, and ecommerce represented 13 percent of total retail sales. Clearly, consumers like shopping online, and that trend is only expected to grow. And if you’re a startup, it’s absolutely vital your payment experience is user-friendly: 75 percent of startups fail, and t...

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