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Direct payments still dominating in domestic e-commerce in Finland

Central bank statistics:

Number of payments million times direct/card and bn €direct/bn €cards

2014: 56,9/8,6 million times, na/0,8 bn€

2015: 65,6/7,3, 4,8bn/0,7

2016: 77,5/9,7, 5,4bn/0,8

2017: 88,2/17,1 (big increase in card trx - due to mobile?), 7,0bn€/1,0

Direct real time e-commerce payments started in mid-90s so the habit has deep roots.

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