Banking Architecture

Founded by Siddharth Udani
Group founded 04 Sep 2008
Posts 108
Members 43
Group summary

A community for discussing the latest happenings in banking IT. Credit Crunch impacting Risk Systems overall, revamp of mortgage backed securities, payment transformations, include business, technology, data and systems architecture capturing IT trends, 'what to dos?' concerning design of systems.

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Retired Member

6 Strategies for Building a Platform Bank

A Mckinsey study states that ‘manufacturing’, the primary industry for a bank’s financing and lending business now generates about 53% of industry revenues and 35% of profits with an ROE of 4.4%. On t...

04 Jun 2018
Retired Member

Storefronting and the rise of window shopping in investment banking

People’s interactions with their banks have undergone an extraordinary transformation. From the emergence of app-only challengers such as Monzo to the evolution of physical branches, technology has dr...

07 Feb 2018
Retired Member

Digital transformation: a growing agenda for the financial services industry

Through the ages, the story of David and Goliath has been told countless times. The archetypal tale of an underdog’s triumph, it is the perfect example of how preparation and agility can overcome shee...

25 Jan 2018
Ben Goldin

APIs Are Changing Financial Services

The use of application programming interfaces (APIs) is presenting a world of possibilities to financial institutions. They enable the flow of information between applications and gives institutions t...

08 Nov 2017
Anjani Kumar

To truly transform KYC and AML operations adopt AI and ML...

In an earlier article entitled “The unquenched longing for a transformed KYC-AML solution” I had talked about the key challenges that financial institutions (FIs) have been facing with regards to the...

11 Sep 2017
Anjani Kumar

The unquenched longing for a transformed KYC and AML solution

As per the United Nations Office on Drugs and Crime (UNODC) estimate, each year, across the globe, the value of money that is laundered equate to 2 - 5% of the global GDP. In absolute term, this amou...

05 Sep 2017
Adedeji Olowe

Dropbox banking: The backbone for Fintechs and a probable model for banking in the future

The argument about if Fintechs and Banks are frenemies would never end. And it’s justifiably so. Retail banks have a model of providing checking, savings, investment account services. Of course, they...

27 Jun 2017
Charles Platt

Neither a Producer nor a Distributor be... in your IT Philosophy

Economics can teach us a few lessons in our approach to technology set-up. From an economic perspective there is a lot of risk in being a producer. It requires commitment to fixed infrastructure — buy...

26 Jun 2017
Sarah Jackson

Staying agile: The key to longevity for today’s challenger banks

Despite their fragmentation, challenger banks remain united in their need for operational agility. The term ‘challenger banks’ is fast becoming a misnomer, such is the level of diversity displayed by ...

25 May 2017
Maurizio Canton

Enabling anywhere, anytime banking with an API-driven architecture

Maurizio Canton, CTO EMEA, TIBCO Software As PSD2 drives the compulsory introduction of open APIs in banks, now is the time to go beyond compliance to achieving digital goals. Application Programmin...

11 Apr 2017
Shriyanka Hore

Who pays off the Technical Debt for Fintech Startups ?

'Technical Debt' - Making sense of the Metaphor In 1992 Ward Cunningham - the man who created the first Wiki coined a metaphor called 'Technical Debt' . The term later went on to be called 'Code Debt...

03 Apr 2017
Retired Member

Breaking out of the Henry T Ford approach to FS infrastructure

From our regular meetings with FS IT leaders in the UK, we know that the challenges of delivering scalable, secure and timely IT to support vastly different, yet constant, requests from across the bus...

24 Mar 2017

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