Banking Architecture

Founded by Siddharth Udani
Group founded 04 Sep 2008
Posts 108
Members 43
Group summary

A community for discussing the latest happenings in banking IT. Credit Crunch impacting Risk Systems overall, revamp of mortgage backed securities, payment transformations, include business, technology, data and systems architecture capturing IT trends, 'what to dos?' concerning design of systems.

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An introduction to… Why banking infrastructure is broken

The rise of fintech is dramatically reshaping the financial services market. The emergence of new technologies and capabilities has bought about enormous change across the entire landscape, change tha...

29 Mar 2022
Retired Member

Request to Pay: What is it and how close is the industry to adoption?

The concept of Request to Pay is simple. By enabling a secure messaging channel between biller and payer, it allows the biller to initiate a transaction and the payer to choose when – and how much – t...

22 Mar 2022
Andrew Ducker

Request to Pay – Where is the Industry Heading?

Request to Pay services – which allow payees to initiate requests for payments within a secure messaging channel – are creating opportunities for enhanced payment experiences. And a recent Icon survey...

15 Mar 2022
Paul Fermor

Banking on context to unlock opportunity in financial services

The potential emergence from the Covid pandemic will require significant adjustment to challenging macro-economic conditions. In 2022, growth is unlikely to return to levels forecasted pre-pandemic. ...

04 Feb 2022
Michael D'onofrio

Combatting Mounting Technical Debt: A Guide for Banking and Finance Enterprises

As we have witnessed in the last 18 months, it is impossible to foresee what technologies a company will need in the future. The pandemic is a testament to this, as the world saw digital transformatio...

01 Feb 2022
Ankur Rawat

Building Digital Trust for Customer Longevity: What’s the Secret Sauce?

by Ankur Rawat, Director of Banking Products and Solutions at Newgen It is no secret that trust is one of the pillars of customer relationships for organizations. But, how critical is it? According to...

18 Jan 2022
Retired Member

Vital Neobank Integrations

Integrating third-party services makes it possible to quickly add features and tools to a neobank solution while developing the same functionality on your own could take months. If you want to add val...

13 Oct 2021
Retired Member

Low Code Techniques And Open APIs Can Unlock Payments Processing

This week, I read an interesting paper from Newgen Software about the application of “low-code thinking” to their business process automation domain. The paper highlighted the critical need for speed ...

14 Jan 2021
Retired Member

Reliability, Scalability and Availability - The Architectural Pillars Of Payments Solutions

"In 2008 the hubris of the financial sector that we serve finally caught up with itself. Mountains of consumer debt that had been packaged, re-sold and deferred turned out to be unserviceable an...

14 Dec 2020
Chandra Shekaran

Core Payments Modernisation: Managing the Speed of Change to Ever-Growing Complexity and Demands

The payments industry has been in a state of flux for more than a decade. The confluence of changes mandated by the various industry initiatives, growing list of client demands, and the competitive la...

31 Aug 2020
Lyndon Hedderly

What can financial services learn from Big Tech? Adopt a similar approach to data architecture

Many tech stocks continue their meteoric rise, despite the worsening economic downturn. On Wednesday this week Apple became Wall Street's first $2tn company. In my last Finextra article I mentioned ...

24 Aug 2020
Joris Lochy

Low- and No-code platforms - Will IT developers soon be out of a job?

“The future of coding is no coding at all” - Chris Wanstrath (CEO at GitHub). Mid May I posted a blog on RPA (Robotic Process Automation - https://bankloch.blogspot.com/2020/05/rpa-miracle-solution-fo...

12 Jul 2020

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