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A discussion of trends in innovation management within financial institutions, and the key processes, technology and cultural shifts driving innovation.
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Bo Harald Chairman/Founding member, board member at Trust Infra for Real Time Economy Prgrm & MyData,
V Parthasarathi has written very clearly about the path forward in his LinkedIn post. Noting that wallets for citizens are in various stages of rollouts in 100+ countries. I have for my part noticed that India has been moving resolutely forward already for some time. Now the the question is how much we in Europe could learn, possibly con
02 March 2025 /ai /identity
84.7 billion euros is a lot of money. Especially as this cost saving is just about supplier data management in the enterprises. In Germany... Table here: https://www.linkedin.com/posts/bo-harald-4768b51_847-billion-euros-is-a-lot-of-money-especially-activity-7301276133528944642-U6by?utm_source=share&utm_medium=member_desktop&rcm=ACoAAABPj1...
28 February 2025 /ai /identity
What has Bo Harald written about in Finextra? Bo Harald has been a prolific contributor to Finextra, a leading financial technology community platform, where he has written extensively on topics related to fintech, digital identity, banking innovation, and economic trends over the years. His articles often reflect his deep experience in electron...
28 February 2025 /ai /payments
Most of use here have seen how nothing much happens - even if it should - then nothing much happens, then nothing much happens, then nothing much.. and then all of a sudden the burst of adoption. For my part in e-banking starting in the early 80s, e-mail, mobile phones, SMS-messaging, mobile banking, e-id-services, e-invoicing, e-salary, mobile ...
27 February 2025 /ai /identity
Aymeric Monod-Gayraud Co-Founder at LoanTube (#Sifted100)
When it comes to consumer loans, a significant portion of the population finds itself cast adrift by traditional banks and lenders. Underserved by institutions that prefer to deal in tidy risk assessments rather than inconvenient complexities of unique spending habits, these individuals are slapped with the “subprime borrower” label due to past fi...
27 February 2025 /retail /inclusion
Alex Kreger Founder and CEO at UXDA Financial UX Design
What if every car brand sold the exact same vehicle produced in the same factory, just with different logos slapped on the hood? You’d go to different car dealerships and ask yourself: Why pick one over the other they are all the same? While the badge might be different, the car itself would look and drive the same, and consumers would struggle to ...
25 February 2025 /retail /identity
The shiny new parquet of the data dance floor – the EU's trust infrastructure – is now extensively exciting. A large group of enthusiastic, well-groomed women and men have pedaled to the dance hall on tandem bikes. Many of them work in the public sector and many in the traditionally trust building banking sector. They have all seen that the front...
24 February 2025 /ai /identity
A frequent scenario I encounter as a UX expert in the financial sector is this: a financial executive overwhelmed by the digital transformation wave, asks, "How much does it cost to design a mobile banking app?" Underneath this question lies a critical misunderstanding. It’s not just about cost—it’s about creating a continuously evolving...
20 February 2025 /retail /devops
If the person or organization, you encounter on the net is the one she/he/it claims to be? If the person – once recognized - has the right to act on behalf of an organization or another person? If a certificate, statement, permission, power of attorney the person or a robot present is real and still valid? If your own data can be sent to a service ...
20 February 2025 /retail /identity
Jack Land Head of Marketing & UK Growth at MetaWealth
The tokenisation of real-world assets (RWAs) is gaining serious momentum in 2025, with industry experts predicting that $50 billion in total RWA on-chain value will be reached this year. Converting ownership of real-world assets such as bonds, real estate or commodities into digital tokens on a blockchain enhances liquidity and transparency. Finan...
19 February 2025 /wealth /crypto
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