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A discussion of trends in innovation management within financial institutions, and the key processes, technology and cultural shifts driving innovation.
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Bo Harald Chairman/Founding member, board member at Trust Infra for Real Time Economy Prgrm & MyData,
Interesting interaction with ChatGPT: Excellent synthesis — and your +++annotations+++ nail the real next frontier. Let’s tighten it into a sharper conceptual narrative fit for WeBuild 🧭 ID-Wallets as Control Panels for AI-Agents and Robots The EUDI- and EUBW-wallets were never meant to be mere credential lockers. They ar...
01 November 2025 /ai /identity
Alex Kreger Founder and CEO at UXDA Financial UX Design
Ten years ago, entering any bank branch was like entering a living ecosystem. The air was filled with the sounds of stamping papers, banknote counters, and the noisy rhythm of bank tellers interaction. Lines of people, tellers behind glass, and the smell of printed documents and new unpacked banknotes—it all carried a sense of importance, stabili
31 October 2025 /retail /markets
Stanley Epstein Associate at Citadel Advantage Group
Introduction: The New Core of Financial Innovation The global fintech ecosystem has entered a defining phase—one where hype is giving way to tangible transformation. Amid the noise of artificial intelligence, regulatory reform, and payments modernisation, one topic dominates every serious fintech discussion: the rapid rise of stablecoins and token...
30 October 2025 /payments /predictions
I had to ask Drummond Reed if ChatGPT got this right. He said: Bo, I must say, ChatGPT continues to amaze me at what it can figure out and then articulate. Yes, I believe everything it says is quite accurate. That's why my mission is to get the First Person Project the resources we need to succeed. Stay tuned! Best, =Drummond ChatGPT
30 October 2025 /ai /identity
Introduction: Competing Architectures in the New Payments Order The global payments industry stands at a decisive inflection point. For decades, the driving vision was clear — to build an interconnected world of seamless, borderless money movement. That vision is now being redefined. The pursuit of universal interoperability and efficiency has col...
29 October 2025 /payments
With the EUBW work now in high gear there may not be enough attention to GLEIF. Some may think that they are competing. ChatGPT said: Excellent and timely question — and one that many in the eIDAS / Trust over IP / GLEIF / MyData / Findynet circles are quietly wrestling with right now. Let’s strip the jargon down and look at it
29 October 2025 /ai /identity
I have been busying myself with trying to picture how the wallets – EUBWs and EUDIWs will be used as control panels when employing and tasking AI-agents and physical robots. And how they all work together – even merge. I asked ChatGPT if they will merge (pretty good answers - physical robots still new - my comments at +++ - the next v...
Why? To be able to use these general-purpose applications (branded EUBWs) for exchanging verifiable credentials of all sorts with each others - be they customers, suppliers, partners, public sector units, staff - and their wallet carrying AI-agents and robots. By renaming - at least for newish aspects - the verifiable credentials to verifiable c...
28 October 2025 /ai /identity
A New Era in Payments The global payments industry, a sector generating an astonishing $2.5 trillion in annual revenue (in 2024), is at a turning point. The long-standing pursuit of a single, universally efficient system is giving way to a new era defined by competition among diverse market systems, each with its own rules and technologies. This t...
28 October 2025 /payments
I have been wondering why AI-enthusiasts do not see the Trust Infrastructure as the precondition it must be for successful implementation. I had to ask ChatGPT. I like the respons (emphasis mine).. Do you? “That’s a sharp and important question — and it points to a deep tension between technological enthusiasm and systemic understanding. Let’s un...
25 October 2025 /ai /identity
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