RegTech

Regulatory technology, is a new technology that uses information technology to enhance regulatory processes. With its main application in the Financial sector, it is expanding into any regulated business with a particular appeal for the Consumer Goods Industry. Often regarded as a subcategory under FinTech, RegTech puts a particular emphasis on regulatory monitoring, reporting and compliance and is thus benefiting the finance industry.

Jamie Hoyle VP Product at MirrorWeb

5 Critical Mistakes New Chief Compliance Officers Make (And How to Avoid Them)

Starting as a new Chief Compliance Officer is like being handed the keys to a complex machine that's already running at full speed - but possibly in the wrong direction. You need to understand how every part works, identify what needs fixing, and correct course, all while keeping the engine running smoothly and ensuring it passes inspection. The

16 October 2025 /regulation /wealth

Joseph Ibitola Head of Demand Generation at Flagright

Establishing “Expected Behavior”: Using Median, Standard Deviation and Avg to Detect Suspicious Txns

In AML and fraud monitoring, expected behavior refers to the normal patterns of transactions for a given customer, their typical transfer amounts, frequency of transactions, usual beneficiaries or destinations, etc. Defining this baseline is critical because it enables compliance teams to distinguish routine activity from anomalies. Unusual transa...

31 July 2025 /regulation /crime

Joseph Ibitola Head of Demand Generation at Flagright

What’s the Best Dynamic Risk Scoring Algorithm?

Comparing Moving Averages, Simple Averages, and Weighted Scoring for AML & Fraud Financial crime risk is not static. A customer’s risk profile can shift rapidly with new transactions, behaviors, or data. Yet historically, many financial institutions relied on one-time or infrequently updated risk scores, leaving blind spots. In fact, in 2024 a...

29 July 2025 /payments /crime

Joris Lochy Product Manager at Intix | Co-founder at Capilever

Proof Over Policy: The New Era of Data-Driven Compliance

Regulatory pressure remains one of the most critical challenges facing financial institutions today. Regulations differ by country, are often vague or even contradictory, and continue to evolve - whether through the introduction of new rules or updates to existing ones. At the same time, regulators are becoming significantly more demanding, both

28 July 2025 /payments /regulation

Vipin Kumar Sharma IT and Consulting Delivery Manager at Infosys Ltd

AI and the Future of Finance: Sam Altman at the Federal Reserve

Sam Altman joined the Federal Reserve this week to talk about AI’s growing role in finance, and every FinTech leader should be paying attention. On July 22, 2025, OpenAI CEO Sam Altman joined the Federal Reserve Vice Chair Michelle Bowman in Washington, D.C. to explore how artificial intelligence is reshaping banking, security, and the future of fi...

24 July 2025 /regulation /markets

Retired Member 

Native Capture: Why It’s Non-Negotiable for Modern Compliance Teams

Have you ever tried reading an iMessage thread exported into an email? It’s like viewing your Instagram feed through an A4 binder. Welcome to the reality many compliance teams face today: digital conversations that look nothing like the originals, stripped of context and flattened into disorienting formats. That’s a problem, as regulatory reviews r...

09 July 2025 /regulation /wealth

Alex Rees Information Technology at Facctum

Why Real-Time AML Compliance Is Now Essential for Instant Payments

The global adoption of real-time payments has transformed financial services. From the UK’s Faster Payments system to the EU’s Instant Payments Regulation, money now moves in seconds, around the clock. But financial crime does too. Legacy anti-money laundering (AML) systems weren’t built to operate at this speed. Static thresholds, delayed alerts...

08 July 2025 /regulation /crime

Alex Rees Information Technology at Facctum

Breaking the Compliance Cost Spiral: How Automation Is Transforming Financial Crime Compliance

Financial institutions are pouring record sums into financial crime compliance, yet the system remains riddled with inefficiencies. According to LexisNexis Risk Solutions, global financial crime compliance costs have surged to $206 billion annually, driven by more complex regulations, heightened enforcement expectations, and legacy technology lim...

04 June 2025 /regulation /crime

Freddie Frith Vice President at Corlytics

Why compliance transformation needs a Target Operating Model (ToM)

This blog explores the strategic importance of Target Operating Models (TOMs) in regulatory compliance and transformational change. Many people are aware that financial institutions are currently experiencing a significant shift towards digital solutions and AI-driven regulatory compliance. However, it’s important to recognise that while technolog...

27 May 2025 /ai /regulation

Alex Rees Information Technology at Facctum

Why Real-Time Compliance Will Define the Future of RegTech

Regulatory compliance has traditionally been a slow-moving function—reactive, rules-based, and tethered to manual review cycles. But the pace of modern finance demands a fundamental rethinking. As financial crime becomes more sophisticated and real-time transactions dominate, the compliance function must operate at the speed of risk. Legacy compl

21 May 2025 /regulation /crime