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Elton Cane

Would you pay to put your mortgage out to tender?

An Aussie start-up with a new take on online mortgage brokerage is betting a good number of people will. Flongle encourages consumers to carefully map out their ideal mortgage for a new property or re...

18 Sep 2014
Future Finance
Elton Cane

Contactless payments are not a choice

If you want a new debit or credit card in Australia, you're getting PayWave or PayPass - there's no choice. And Australian police forces, and at least some consumers, don't like it. Police are bemoan...

29 Aug 2014
Future Finance
Elton Cane

Cryptocurrency can cure cancer

There's been a lot of hype and controversy about Bitcoin. Exchanges have bloomed, been taken down, been hacked and evolved. Regulators are running this way and that. The tech and mainstream media has ...

07 Aug 2014
Future Finance
Elton Cane

Will regulation strangle or enable 'quasi-banks'?

The answer seems to depend on where in the world you are, and who's backing these new entrants. News today out of Australia and China highlights two possible approaches. In Australia, one of the promi...

26 Mar 2014
Future Finance
Elton Cane

Good at maths? Ask your bank for a better mortgage rate

I came across an interesting blog post recently about how the untrained human brain is disadvantaged when it comes to recognising or thinking about big numbers. These limitations, and reliance on g...

03 Mar 2014
Future Finance
Elton Cane

Do frictionless payments make you spend more?

With PayPal and others pushing the "it's time for wearable payments line", more handset payment developments and Visa and MasterCard trumpeting the increasing penetration of their respective...

26 Feb 2014
Future Finance
Elton Cane

Microfinance at a crossroads

The International Finance Corporation (IFC) estimates that microfinance has reached some 130 million people worldwide in the last 15 years. This is impressive growth, certainly, and has no doubt cont...

03 Feb 2014
Future Finance
Elton Cane

Are QR codes at a dead-end?

I can't say I was too surprised to see that Swedbank has scrapped its QR-code payment initiative. While the scanning of a QR-code could feasibly be used to trigger any function or transaction that ca...

23 Jan 2014
Future Finance
Elton Cane

Australia to kill off credit card signatures

Well, it looks like I'll finally have to remember the PIN on my infrequently used credit card. Visa and Mastercard have got their way after lobbying regulators so come August 1, POS terminals will on...

23 Jan 2014
Future Finance
Elton Cane

Aussie cheques are dying - but APCA throws a lifeline

Referencing the move by Barclays in the UK to introduce mobile cheque imaging in response to the reversal of banking industry plans to kill off cheques by 2018, APCA CEO Chris Hamilton recently said ...

10 Jan 2014
Future Finance
Elton Cane

Gamification - what can we learn from 2013's top games?

Prompted by this article reviewing games created by central banks that I found in Finextra's always excellent Best of the Web section, I've recently been catching up on what's happening more broadly ...

09 Jan 2014
Future Finance
Elton Cane

How useful are a bunch of encrypted PINs?

Catching up on online reading after some self imposed offline holiday time I was just reading about the latest US retailer to be plundered for customer personal and card data. For those who also misse...

02 Jan 2014
Future Finance