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Archive for: 2015

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Samee ZafarEdgar Dunn Company

PayPal's Acquisition of Xoom

06 July 2015 | 2899 views | 0 comments

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On July 1st, PayPal the global payments company agreed to acquire Xoom, an online remittance specialist for nearly a billion dollars. Founded in 2001, Xoom is a surprisingly successful digital upstart in a fragmented industry dominated by a handful of global giants with large agent based networks (such as Western Union and MoneyGram) on one end and...

TagsMobile & onlinePayments

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Samee ZafarEdgar Dunn Company

The Payments Parallax

01 April 2015 | 2921 views | 2 comments

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There are two types of retail payment systems that support the overwhelming majority of today’s retail payment transactions. These are: (1) card payment systems (2) automated clearing houses – ACH – or inter-bank funds transfer systems. These are like two train tracks running parallel to each other. These systems are different and separate but now ...

TagsCardsPayments

Short-Circuit Banking

30 March 2015 | 2363 views | 1 comments

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The definition of short circuit: “to force termination of an ongoing process before its natural conclusion by bypassing one or more intermediary steps” (Source: Wiktionary). Established industries ope...

TagsInnovation

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