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Aaron Holmes

Aaron Holmes CEO at Kani Payments

The Payments Journey: From Complexity to Clarity

When I first entered the payments space nearly two decades ago, reconciliation was seen as a manual slog filled with pain points. Back then, teams spent countless hours buried in spreadsheets, trying to trace transactions, spot mismatches and make sense of what should be a straightforward process. While technology has moved on, the core issues st...

/payments /regulation

Philip Harding

Philip Harding Commercial Director at Cashflows

Unlocking Payment Revenue for EU Fintechs: Acquiring BIN Sponsorship – Owning Your Payments

Payments are shifting in Europe. For too long, the rules have been dictated by a handful of big-name acquirers who made the process expensive, rigid, and, frankly, stacked against those wanting to innovate. But the tide is turning. Ambitious PayFacs and fintechs are no longer content to play by the old rules. They want faster routes to market, mo

/payments /inclusion

Monica Eaton

Monica Eaton Founder & CEO at Chargebacks911 and Fi911

Age of Entitlement welcomes AI in Banking

AI already runs payments. Every tap, click, or online order is scored by algorithms deciding in milliseconds if it’s safe. Fraudsters are blocked faster than ever, and customers are better protected than they were even a few years ago. So yes, AI is working. Fraud attempts are being stopped before they hurt consumers. We’ve seen real progress. But ...

/ai /retail Artificial Intelligence

Naina Rajgopalan

Naina Rajgopalan Content Head at Freo

What Is a Dedicated Business IBAN?

Managing payments is crucial to any business, but it often presents challenges. From reconciling transactions to meeting compliance expectations, businesses need efficient solutions. Dedicated business IBANs provide a streamlined approach to handling SEPA and SWIFT collections, platform payouts, and safeguarding funds. As we look ahead to trends li...

/inclusion

Muhammad Qasim

Muhammad Qasim Senior Software Developer at PSPC

Raast: The Digital Revolution Transforming How Pakistan Handles Money

Pakistan is taking a big leap toward a fully digital economy — and at the center of this transformation stands Raast, the instant payment system launched by the State Bank of Pakistan (SBP). What started as a modern way to send and receive money quickly has grown into a powerful tool that’s reshaping how citizens, businesses, and government instit...

Muhammad Qasim

Muhammad Qasim Senior Software Developer at PSPC

Forex Trading in Pakistan: A Step-by-Step Beginner’s Guide for 2025

💡 What Is Forex Trading? Forex (short for foreign exchange) is the global marketplace where currencies are traded — like USD, EUR, GBP, PKR, and others. You make money by buying one currency and selling another based on price changes. Example: If you think the US dollar will rise against the Pakistani rupee, you buy USD/PKR. If the dollar goes up,...

David Maimon

David Maimon Head of Fraud Insights at SentiLink

The Intersection of Fraud Markets and Compliance Mandates: Why It’s Time to Rethink CIP

Over the last several months, my team’s research into online fraud ecosystems has revealed just how far criminals are willing to go to outpace financial institutions. On Telegram, sellers advertise “fullz” — complete identity kits including Social Security numbers, driver’s licenses, and even school transcripts. On Facebook, fraudsters openly prom...

/regulation /crime

Joris Lochy

Joris Lochy Product Manager at Intix | Co-founder at Capilever

UPI’s Free Ride: A Masterstroke - But Can It Last?

Already 2 years ago, I explored in my blog "The UPI Phenomenon: From Zero to 10 Billion" (https://bankloch.blogspot.com/2023/09/the-upi-phenomenon-from-zero-to-10.html) how India’s Unified Payments Interface (UPI) reshaped the digital payments landscape. UPI has grown into one of the world’s largest digital payment systems, processing o

/payments /retail Payments strategies 2015-2020-2030

Brandon Spear

Brandon Spear CEO at TreviPay

How B2B Payments Will Shape Growth and Trust in 2026

Finance leaders have always shouldered the responsibility of managing cash flow, reducing risk and keeping customer relationships intact. But in recent years, the pace of change in B2B payments has accelerated as buyer expectations evolve and new technology reshapes how companies transact. What was once a back-office function is becoming a strate

/payments /predictions Frictionless Payments

George Davis

George Davis CEO at Fuse

How Virtual IBANs Unlock Local Payments in MENA

Moving money into MENA has traditionally been slow, opaque and expensive. Cross border payments often involve multiple intermediaries, high fees and long settlement times. For international companies, this creates friction when collecting and sending local payments at scale. Virtual IBANs (VIBANs) offer a modern way to navigate this complexity. B

/payments /markets 5G Payments Schemes and Strategies 2020 - 2035

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