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Object reference not set to an instance of an object.

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Matt Scott
Matt Scott - NewDay - London 04 February, 2014, 09:531 like 1 like

Unfortunately life isn't as easy as that.  Many POS and ATM devices still rely on reading the Magstripe to look for service codes of 2xx or 6xx to determine that an ICC is present.  Indeed - most Unattended Payment Terminal (or Cardholder Activated Terminal - whichever Cardscheme floats your boat) will not accept Cards without a Magstripe present.

I believe an initiative in the early 2000's called V-PAY (built on the back of Electron) tried to kill the Magstripe but wasn't entirely successful for a number of reasons.