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Shubham's blog archive

2018 (1) 2017 (1)
Shubham Kumar

Shubham Kumar

Lead Consultant at Edgeverve Systems Limited
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Digital Banking Trends

Blockchain! The panacea for frauds in Collateral Management

31 Mar 2018

A couple of years ago, a report was published in India that Public Sector Banks lost more than $1.2 billion in loans where the documents provided were fake. Recently there were news reports that Federal Services Royal Commission (Australia) found that the Home loans were being given based on fraudulent documents. These are not isolated incidents a...


Unlocking the true potential of Collaterals

30 Sep 2017

Loans secured with collaterals have been in the existence for at least a few hundred years, if not more. There have been mention of land pledged for loans during the Roman Empire or Ancient Greece. As have the financial markets evolved so have been the usage of collaterals. There are many collaterals (such as land, machinery, etc.) which by their ...