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Utsav Shah

CEO
Kaaj
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Followed by John Sims, Martha Boyle and 5 others you follow

Bio

I am the co-founder & CEO of Kaaj, an AI-native infrastructure company transforming small business lending. I spent nearly a decade at Uber and Cruise, where I helped design and scale complex AI systems.

With deep experience operating at the intersection of AI and real-world applications, I am now focused on bringing that innovation to underserved corners of financial services.

Latest opinions

Utsav Shah

The Age of Agentic AI: Why Small Business Lending Needs More Than Just Automation

While much of the financial industry’s AI conversation has focused on large language models and basic automation, Utsav Shah explores what comes next: agentic AI systems that can reason, produce decision ready analysis, and take action across workflows and why they’re essential to solving the economics of small-dollar business lending. Generative

26 November 2025 Banking and Lending Solutions

Utsav writes about

  • artificial intelligence
  • retail banking

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