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Nick Root

CEO
Intergiro
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Followed by John Sims, Martha Boyle and 5 others you follow

Bio

My journey started in traditional banking for one of the oldest financial institutions in the world, but with a background in finance and computer science, I was always drawn to fintech’s potential to reshape financial infrastructure. I believe in embedded finance, programmatic control of money, and idea meritocracy—principles that drive how we build at Intergiro.

Experience

Co-Founder & CEO
Intergiro
Jan 2019 - Present
Intergiro is a full-stack payments API that helps businesses embed financial services directly into their workflows and UX. We provide a toolkit that lets internet platforms build and manage money flows, offering accounts, cards, and other banking tools via a single API.
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Latest opinions

Nick Root

The Scamdemic is Real: Why Fighting Fraud is Fintech's Biggest Battle

As an embedded payments provider across the EU, we fight fraud 24/7. Deepfakes, synthetic IDs, phishing, good old social engineering—you name it, we've seen it. Its relentless Fighting fraud is where we invest most, with 30% of our headcount dedicated to compliance and fraud related work. Millions of EUR in costs, tooling, reimbursements—it's an ex...

10 March 2025 Transaction Fraud Systems and Analysis

Nick writes about

  • regulation & compliance
  • financial crime

Nick's opinion archive

  • 2025 (1)
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