Nick Root

Join the Community

23,338

Expert opinions

42,518

Total members

330

New members (last 30 days)

181

New opinions (last 30 days)

29,097

Total comments

Join Sign in

CEO

Intergiro

Member since

07 Mar

Location

London

Bio

My journey started in traditional banking for one of the oldest financial institutions in the world, but with a background in finance and computer science, I was always drawn to fintech’s potential to reshape financial infrastructure. I believe in embedded finance, programmatic control of money, and idea meritocracy—principles that drive how we build at Intergiro.

Experience

Co-Founder & CEO

Intergiro

Jan 2019 - Present

Intergiro is a full-stack payments API that helps businesses embed financial services directly into their workflows and UX. We provide a toolkit that lets internet platforms build and manage money flows, offering accounts, cards, and other banking tools via a single API.

Show all experience

Latest opinions

The Scamdemic is Real: Why Fighting Fraud is Fintech's Biggest Battle

As an embedded payments provider across the EU, we fight fraud 24/7. Deepfakes, synthetic IDs, phishing, good old social engineering—you name it, we've seen it. Its relentless Fighting fraud is where we invest most, with 30% of our headcount dedicated to compliance and fraud related work. Millions of EUR in costs, tooling, reimbursements—it's an ex...

10 March 2025 Transaction Fraud Systems and Analysis