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Location
Chennai
Member since
2022

Senthil's blog archive

2023 (1) 2022 (1)
Senthil C

Senthil C

Senior Consultant at TCS
Message Message me Posts: 2 Comments: 2

Blogs

Banking Strategy, Digital and Transformation

Machine learning models for BNPL: A step forward in predicting credit losses accurately

24 Apr 2023

Buy Now Pay Later (BNPL), a short-term interest-free consumer credit solution, is increasing in popularity in the US. However, despite explosive growth in sales volumes, none of the pure-play BNPL companies are profitable, including BNPL giants. Since the credit risk undertaken in BNPL is usually higher compared to other credit solutions, the

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Banking Strategy, Digital and Transformation

AI powers proactive hyper-personalized experience for retail banking customers

28 Nov 2022

A recent satisfaction study by J.D. Power for U.S. retail banks found that banks have struggled to deliver on customer expectations for personalization and almost half of the customers have moved to digital-centric banking relationships. Today, the expectations of banking customers have changed, where they’re now looking for hyper-personalized of...

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