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Karol's blog archive

2021 (2)
Karol Stepien

Karol Stepien

Head of FinTech and Banking at 10Clouds
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Bio I'm The Head of FinTech & Banking at 10Clouds, a Central European FinTech and Blockchain software development house. Feel free to reach out to me with any queries related to corporate banking, SME banking, micro banking, FinTechs, process optimization, new business models creation, pricing, sales management, building effective sales teams and customized IT sales tools. Career History I have 15 years' experience in the finance sector, having worked for PwC, Allior Bank, and Raiffeisen among others. My goal is to take business to the next level by creating a well-established operating structure. I have a proven track record of change management, business development, strategic and operational sales management, supported by an effective setup of technological solutions.



5 FinTech trends for 2022

30 Dec 2021

The FinTech industry has grown steadily in the past decade, but the past year has arguably seen more innovation in the sector than ever before. For a start, global funding for FinTech exceeded that of the past year by more than 96%. We’ve seen more FinTech companies than ever before becoming ‘Decacorns’ (businesses valued at more than $10 million),...



Forex for SMEs — Integrated Solutions are the Answer

24 Nov 2021

Did you know that the foreign exchange market is the largest market in the world? According to the 2019 Triennial Central Bank Survey of FX and OTC derivatives markets, it exceeds a daily volume of $6.6 trillion, which is higher even than the stock exchange. But the truth is that most traditional foreign exchange providers are still focused around...