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Josh Rix

Director
Woodhurst Consulting
Member since
28 Jan 2021
Location
London
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Followed by John Sims, Martha Boyle and 5 others you follow

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Director
Woodhurst Consulting
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Latest opinions

Josh Rix

Open Finance - Reducing the complexity of insurance

One of the biggest challenges when purchasing insurance is the complex nature of the product. Many customers are put off by the sheer volume of data they must enter, only to receive lengthy policy documents filled with jargon. In fact, less than 50% of customers understand what factors determine the price of their insurance policies. The Insurance...

23 March 2021 Open Banking

Josh Rix

Open Finance - reimagining mortgages

Today, getting a mortgage on a property is a cumbersome process. The worst part is that consumers don’t even want to purchase a mortgage – they want to buy a house. The mortgage is, unfortunately, a necessary evil. Consumers highlighted three key challenges with the mortgage process today: 49% find the application and approval process too long 34%...

15 March 2021 Open Banking

Josh Rix

Open Finance - improving consumer credit

The consumer credit industry is arguably more open to change and innovation than most across financial services, and therefore a beacon of opportunity for Open Finance. 15 million people in the UK do not have access to affordable credit, creating huge disparities in financial inclusion. Credit risk assessments can unintentionally disadvantage pe...

08 March 2021 Open Banking

See all 6 opinions by Josh

Josh writes about

  • regulation & compliance
  • retail banking
  • start ups
  • financial inclusion

Josh's opinion archive

  • 2021 (6)
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