2020 is set to be another transformational year in the payments industry.
Regulatory and innovation-driven trends set in motion in the 2010s, such as real-time/instant payments, open banking and ISO 20022 migration, will become the defining themes of the 2020s.
Global, regional and domestic payments infrastructures will experience drastic overhauls in the coming years, as market participants race to connect and transact with greater speed, data transparency, and interoperability.
While all geographies are experiencing these transitions, not all are progressing at the same rate, or in the same direction. As the author William Gibson famously noted: “The future is already here – it’s just not very evenly distributed”.
This impact study explores the distribution of innovation, regulation and disruption across selected domestic and regional payments markets, as well as initiatives with global reach such as SWIFT’s ISO 20022 migration.
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