Research

Definitive Differentiators - Forging a future-proof payments model

18 Mar 2024  |  431 downloads

Over the last few decades, banks have been forced to reconsider their business model for transaction services. During the era of low-interest rates, t...

APP Fraud Liability: A Guide for Banks

06 Mar 2024  |  453 downloads

Fraud is running rampant. The UK Government's 2023 'Fraud Strategy' report highlighted that fraud now accounts for over 40% of crime, yet...

8 Steps to Efficient Transaction Fraud Monitoring

08 Feb 2024  |  517 downloads

In the wake of the widespread shift to digital banking and ecommerce, fraud teams have seen a sharp increase in card transaction fraud. Since 2014, ca...

Payments: The key to unlocking new ecosystems and why merchant services are on the up

06 Dec 2023  |  658 downloads

To say things have changed in payments, and, as a result, the merchants services space is to understate a dramatic and fast-moving digital and cultura...

UK Open Banking API Performance 2022-2023

07 Nov 2023  |  630 downloads

The UK continues to be at the forefront of the global Open Banking revolution thanks to the proactive attitude of regulators.  As the most a...

How can the future state of information technology combat fraud and money laundering?

02 Nov 2023  |  385 downloads

Modernisation programmes, digital service proliferation, client demand and advancing technology are all shaping the evolution and the future of financ...

The Future of Digital Banking in North America 2024

23 Oct 2023  |  715 downloads

2023 was characterised by increasing amounts of uncertainty and a lack of clarity across the financial world. The collapse of banks, including Silicon...

Build, Buy or Bust – Hybrid leapfrogging Legacy

22 Sep 2023  |  262 downloads

The age-old Build Vs. Buy conundrum has never been brought into sharper focus than it is now. In light of unprecedented unpredictability and economic...

The Future of the Global Financial Ecosystem 2024

07 Sep 2023  |  1030 downloads

A Sibos Special Edition. Our world has experienced several unexpected and unprecedented events over the last few years, which show no signs of slowin...

Entering New and Niche Markets with BaaS

16 Aug 2023  |  298 downloads

A Financial Cloud Series Report Banking-as-a-Service (BaaS) has emerged as a prominent and steady trend in the banking sector, significantly disrupti...

Keeping Pace with Customer Experience Demands during Cloud Migration

11 Aug 2023  |  156 downloads

A Financial Cloud Series Report It has been widely established that the cloud is the next big step for financial institutions to become more agile, f...

Customer Experience - Is Hyperpersonalisation the next frontier?

06 Apr 2023  |  443 downloads

An Inflection Point as Banks Invest to Improve Customer Experience A Finextra research survey, which was conducted in late 2022/early 2023, aimed to...