Research

The Future of UK Fintech - 2015-2035

15 Apr 2024  |  55 downloads

With UK Fintech Week’s flagship event - Innovate Finance Global Summit (ifgs) - returning for its 10th anniversary, Finextra and Innovate Fi...

Definitive Differentiators - Forging a future-proof payments model

18 Mar 2024  |  436 downloads

Over the last few decades, banks have been forced to reconsider their business model for transaction services. During the era of low-interest rates, t...

APP Fraud Liability: A Guide for Banks

06 Mar 2024  |  457 downloads

Fraud is running rampant. The UK Government's 2023 'Fraud Strategy' report highlighted that fraud now accounts for over 40% of crime, yet...

Mastering DORA: A Strategic Guide to Operational Resilience

28 Feb 2024  |  548 downloads

In the rapidly evolving fintech world, robust, reliable, and resilient systems are more crucial than ever. The industry must grapple not just with the...

AI and Cloud: The Proving Ground for Regulatory Resilience in 2024

22 Dec 2023  |  637 downloads

The current macroeconomic landscape is marked by exceptional volatility and uncertainty, posing challenges to traditional models in the financial serv...

Sustainable Finance Live - Sustainable Cities: Enabling positive change through innovation and collaboration

05 Dec 2023  |  97 downloads

Sustainable Finance Live Conference and Hackathon - Visual Record On 10 October, Finextra Research and ResponsibleRisk held the annual Sustainable Fi...

UK Open Banking API Performance 2022-2023

07 Nov 2023  |  630 downloads

The UK continues to be at the forefront of the global Open Banking revolution thanks to the proactive attitude of regulators.  As the most a...

What should European Banks prioritise in their payments modernisation journeys?

06 Nov 2023  |  513 downloads

Payments modernisation is no longer a luxury for financial institutions. Dramatic shifts in consumer appetite, complete overhauls of financial regulat...

How can the future state of information technology combat fraud and money laundering?

02 Nov 2023  |  385 downloads

Modernisation programmes, digital service proliferation, client demand and advancing technology are all shaping the evolution and the future of financ...

The Future of Digital Banking in North America 2024

23 Oct 2023  |  717 downloads

2023 was characterised by increasing amounts of uncertainty and a lack of clarity across the financial world. The collapse of banks, including Silicon...

The Future of ESGTech 2024

10 Oct 2023  |  421 downloads

With every passing year, we are seeing our chances to tackle climate change diminish, but we are not without the opportunity to make a change. The sum...

Build, Buy or Bust – Hybrid leapfrogging Legacy

22 Sep 2023  |  262 downloads

The age-old Build Vs. Buy conundrum has never been brought into sharper focus than it is now. In light of unprecedented unpredictability and economic...