Research

Competitive Advantage through Cloud Connectivity

06 Sep 2021  |  68 downloads

Why NaaS is the smartest path to realising Financial Services Innovation in the Cloud. Many financial services firms are still making the shift from...

Cost of doing business as usual or an avoidable drain on margin?

19 Aug 2021  |  134 downloads

Operational loss events related to Execution, Delivery and Process Management (EDPM), and Clients, Products and Business Processes (CPBP) can represen...

Stemming the tide of Social Engineering Scams with Behavioural Insights

06 Aug 2021  |  193 downloads

Fraud and cybercrime are always on the increase, evading the latest security conventions and morphing into a different approach, following the money....

The Future of Payments 2021

23 Jun 2021  |  1238 downloads

The Road to Successful Digital Transformation. Every player that operates within the intricate ecosystem of financial services is at a tipping point....

The advantage of Machine Learning in preventing fraud

17 Jun 2021  |  363 downloads

Accurately identifying customer behavioural trends and proactively preventing payments fraud and other criminal activity at the outset can be done wit...

Identity verification’s integral position in evolving digital transformation

15 Jun 2021  |  310 downloads

Eliminating friction by enhancing onboarding processes with efficient identity verification is of paramount importance to the success of a financial i...

Five Business Benefits for Analysing and Combatting Fraud

20 May 2021  |  214 downloads

A Finextra Research Impact Study in association with Aerospike. With increased financing options at point-of-sale, card-not-present transactions, and...

Corporate Onboarding: Will it become a competitive differentiator for banks in a real time world?

16 Mar 2021  |  682 downloads

The way in which banks onboard corporate clients can impact many aspects of their business, from reducing time to revenue, to improving customer exper...

The Future of Regulation 2021

08 Feb 2021  |  815 downloads

Resetting the rulebook for 2021 2020 was a year of rule-breaking, 2021 is the year to reset the rulebook. Unable to grow unchecked, the regulatory f...

What will drive the journey towards cashlessness and digitalisation?

18 Jan 2021  |  609 downloads

Market dynamics and infrastructure vary greatly per country and region but the direction of innovation and change are converging on the same outcome:...

Liquidity and Beyond: Building a future through certainty

17 Dec 2020  |  408 downloads

Creating a strategic advantage. There is an evolving approach to liquidity management: from merely monitoring, to actively managing and optimising, t...

Managing Compliance and Growth

14 Dec 2020  |  348 downloads

For banks large and small there is no question about the sheer volume of transformation pressure currently at play. Regulatory changes on the increa...

Securing the API Ecosystem

26 Nov 2020  |  484 downloads

New and different banking models are emerging as the various influences in financial services today take hold. Change happens at a faster pace than ev...

The Future of Payments 2020

24 Nov 2020  |  562 downloads

The Race Against Time for Payments Transformation. In the age of instant payments and with the first Request to Pay services to go live in 2020, the...

The Future of Identity 2020

17 Nov 2020  |  258 downloads

Technology, Security and Regulation Driving Trends of Tomorrow. Financial institutions must balance speed with security at all points of connection a...

Can Strong Customer Authentication open the door to new end user experiences?

30 Oct 2020  |  561 downloads

Much has been discussed about the European payments industry's mandated shift to Strong Customer Authentication (SCA). The technical demands, cons...

How to Prevent Payments Fraud amid Global Disruption

16 Jul 2020  |  630 downloads

Economists predict the disruption caused by the coronavirus pandemic will be felt well into 2021. Banks have been left vulnerable and have to contend...

Shifting to the New Normal in Card and Digital Payments

07 Jul 2020  |  878 downloads

It is an interesting time for the cards industry and for issuers there is a similar narrative to that of legacy banks and digital transformation. Ther...

Underpinning Innovation with Real-Time Payments

31 Mar 2020  |  901 downloads

Real-Time Payments growth is just the beginning. Real-time payments systems are proliferating around the world, with higher values and volumes togeth...

Should banks be the guardians of digital identity?

24 Mar 2020  |  799 downloads

The single, interoperable digital identity will be a dominant technology trend over the next decade, within the financial services industry and more b...

The Future of Regulation: 2020 Predictions

04 Mar 2020  |  576 downloads

Transformative regulations designed to stimulate and steer the exploding number of developments in innovation will be a dominating influence across th...

Unlocking Revenue Through Digital Identity

30 Jan 2020  |  693 downloads

Banks' business is not banking, it's trust. When it comes to identity and authentication processes, financial services providers must look to...

The Future of Cybersecurity: 2020 Predictions

28 Jan 2020  |  710 downloads

2020 promises to be another politically-charged year around the world. Even with the possibility of any referenda in the UK now largely removed, the...

Avoiding Improvisation: A 3-Step Guide to Harmonising Electronic Identity Verification

08 Jan 2020  |  314 downloads

Challenges to due diligence compliance come in multiple forms - biometric, document validation, electronic identity verification - making this a vast...