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Apple launches tap to Pay on iPhone in France

Source: Apple

Apple has announced that businesses based in France can now accept in-person and contactless payments via Tap to Pay on iPhone.

This new feature will enable millions of merchants, from small businesses to large retailers, to seamlessly and securely accept payments from contactless bank cards , Apple Pay and others digital wallets using just their iPhone and a partner’s iOS app - no additional hardware or payment terminal required.

The Tap to Pay service on iPhone is available to payment platforms and app developers in France, who can integrate it into their iOS apps and offer it as a payment acceptance option to their business customers. The BPCE Group (Banques Populaires, Caisses d’Epargne and Payplug) and the companies Adyen, myPOS, Revolut, SumUp, Viva Wallet and Worldline now offer Tap to Pay on iPhone to their French professional customers, and they will soon be joined by BNP Paribas , Crédit Coopératif, Market Pay, Stancer and Stripe.

From today, Tap to Pay on iPhone is available in all Apple Stores in France, and being deployed in numerous points of sale, notably those of the Christian Dior Couture brands, belonging to the LVMH group, Dyson, Rituals and Sézane. L’Addition has integrated Tap to Pay on iPhone into its POS system used by thousands of restaurants in France. Sephora, which also belongs to the LVMH group, will deploy Tap to Pay on iPhone in the coming weeks in its stores in France.

“We are very excited to offer Tap to Pay on iPhone to merchants across France, so that they have a simple, secure and confidential way to accept contactless payments while benefiting from the power, security and usability of iPhone,” said Jennifer Bailey, Apple’s vice president of Apple Pay and Apple Wallet. “With over 90% of bank cards in France equipped with contactless technology, and the growing adoption of contactless payments, merchants will be able to accept payments from their customers with a simple tap on their iPhone.

With Tap to Pay on iPhone, merchants can enable contactless payment acceptance through a supported iOS app on an iPhone X S (or later) running the latest version of iOS. When paying, the merchant will simply invite the customer to bring their contactless bank card, iPhone or Apple

Watch close to their own iPhone in order to pay with Apple Pay or another digital wallet. Payment will be made securely using NFC 2 technology . No additional hardware is required to accept contactless payments via Tap to Pay on iPhone, allowing businesses based in France to use the service regardless of where they operate. Apple Pay is already accepted by more than 98% of French distributors and, thanks to this new functionality, virtually all businesses, regardless of their size, will be able to use Tap to Pay on iPhone when paying.

Privacy is fundamental to the design and development of all of Apple’s payment features. With Tap to Pay on iPhone, customer payment data is protected by the same technology that keeps Apple Pay private and secure. All transactions made via Tap to Pay on iPhone are encrypted and processed using the Secure Element, and as with Apple Pay, Apple has no information about what is being purchased or who made the purchase.

Apple is working closely with leading payment platforms and app developers in the payments and commerce industry to bring Tap to Pay on iPhone in France. Tap to Pay on iPhone complements and enhances the range of payments and commerce tools that payment platforms and app developers make available to their merchant customers to help them manage and grow their business . Tap to Pay on iPhone will be compatible with contactless bank cards from major payment networks, including American Express, Discover, Mastercard and Visa. Apple is working with payment platforms to enable support, in the coming weeks, for CB (Cartes Bancaires), the most used payment scheme on the French market.

“The deployment of Tap to Pay on iPhone for businesses, merchants and professionals once again illustrates Groupe BPCE’s commitment to innovation,” declared Yves Tyrode, General Manager Digital & Payments of Groupe BPCE. “Tap to Pay on iPhone offers a simple and secure solution that does not require additional hardware. Support for this service demonstrates our desire to integrate value-creating technological developments, and perfectly complements the offering of in-store and online payment solutions offered to merchant customers of Banque Populaire and Caisse d’ Saving.

“Tap to Pay on iPhone has revolutionized the way consumers and businesses view mobile payments in the US, UK and Netherlands,” said Virginie Melaine-Christensen, Managing Director of Adyen France. “In addition, we saw how Tap to Pay on iPhone allows merchants to accept payments anywhere, without the need for additional hardware. We are very proud to introduce this revolutionary feature to France through French fashion brand Sézane. »

“Tap to Pay on iPhone opens a new era in payments,” said Olivier Repessé, co-founder of L’Addition. “Following the innovation of contactless payment with Apple Pay, the Tap to Pay service on iPhone further expands the possibilities of contactless payment by allowing simple and secure payment anywhere, directly on the iPhone, without any payment terminal. no additional payment is necessary. This will improve the payment experience for consumers and allow restaurant owners to streamline table turnover. We are delighted to help democratize the use of this new payment solution in the hotel and catering sector in France.

Tap to Pay on iPhone is available to participating payment platforms and their partner app developers, who can integrate it into their SDKs now.

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