Atom’s top rated app (rated 4.8/5 by Apple users and 4.9/5 by Android users) means that these rates are available in minutes to existing and new to bank customers.

Details of the new rates are:
The below rates go live at 00:01 on Wednesday 12th January 2022:
6 month fixed saver: 0.75% (1st)
1 year fixed saver: 1.35% (2nd)
2 year fixed saver: 1.60% (1st)
3 year fixed saver: 1.75% (5th)
5 year fixed saver: 1.80% (8th)

Mark Mullen, Chief Executive Officer at Atom, said:
“Another new year but the same old story from the traditional high street banks who continue to offer rock bottom rates to savers. Atom has always helped savers get a fair return on their hard-earned money, and once again when other, much bigger banks are sitting on their hands and looking embarrassed, Atom are increasing rates on all of fixed rate savings products.

“Saving with Atom is easy and quick, and our award-winning savings range is available to everyone through our top rated app. As a saver with Atom your money supports our lending to UK small businesses and to people wanting to buy their own homes, and because of our digital business model we can give you more value for your savings whilst also giving great value to our borrowers. It’s about time that other banks did the same, but in the meantime we’re delighted to be on the side of both savers and borrowers as we create a new model for banking in the UK.”

“Total savings deposits from customers have grown 16% to £2.5bn and a Trustpilot rating of 4.6 show the current high level of customer satisfaction. At Atom, we believe in being a bank people can trust, and in giving customers great value products, with a fully digital, hassle free account opening experience.”