Ninth Wave’s products enable open banking by leveraging best-in-class proven software, best practices, and industry standard APIs to enhance existing digital offerings as well as bring new offerings to market.

Any company licensing Ninth Wave software is now able to support the FDX API out-of-the-box. This provides Ninth Wave customers with unparalleled time-to-market, competitive differentiation, and ROI advantages.

The initial and ongoing costs banks incur when developing, managing, and maintaining their own APIs are staggering. The Ninth Wave Platform allows banks to maintain secure APIs, built on industry standards, that third-party providers may consume; in addition, it provides banks with data monetization opportunities ranging from cost recovery to more lucrative revenue generation models. The Ninth Wave Platform can also make data sharing a two-way street for banks, meaning banks can source held away accounts for value-added advice and decision making.

The Ninth Wave Platform empowers Financial Institutions by giving them fine-grained data delivery and control over Fintech applications, aggregators, third parties, and customer account data. The Platform includes support for Consumer & Commercial Banking, Wealth Management, Tax Services, and the Open Finance API™. For full service and visionary Financial Institutions, the Enterprise Edition, includes support for all standard account types, providing complete coverage for all the Financial Institution’s data distribution and access needs. Enterprise Edition also includes an award winning, secure data exchange solution that provides standardized, user-authorized access for bank-approved Fintech’s.

Currently, many top tier firms are in production with Ninth Wave software, including world class financial institutions, service providers, and aggregators. As a leading provider of data solutions to these companies, Ninth Wave is focused on continuously improving its products to address security and market opportunities.

In an industry that is constantly evolving, Ninth Wave enables a secure, unparalleled customer experience. Ninth Wave’s proven, deployment-ready, enterprise grade technology is designed to help firms prioritize their digital presence and future-proof their business.