Unicaja Banco joins Fintonic’s consumer loans platform

Source: Fintonic

Banco and the personal finance platform Fintonic, the first app in Spanish to organize personal finances, with over 500,000 users, have entered into a collaboration agreement to offer the bank’s consumer loans in an easy and agile manner, at any time and following a personalized process, within its goal of providing the best experience to customers.

Through this free financial app for the management of household economics, and according to Fintonic’s FinScore, users -whether customers or not- will have the opportunity to get financing, with no previous formalities and from any mobile device.

The FinScore index determines the credit profile of each individual, by assigning a score from 0 to 900 points, and it is calculated analyzing over 160 variables which assess the financial of each person.

With this agreement between Unicaja Banco and a reference fintech as Fintonic, the financial institution expands its channels for customer relations, in order to improve their experience.

In fact, this alliance is the first one subscribed by Unicaja Banco with a fintech, and it is especially relevant because it enables to formalize all the process for a loan from an external marketplace or platform. It is also a boost for the growth strategy set in its Business Plan.

Furthermore, this agreement allows Unicaja Banco to further develop its Transformation Plan and to continue to adapt to the new technology scenarios of the financial system, focusing on the creation of collaborative digital ecosystems, innovation and the alliance with fintechs, so as to increase the offer of its physical and digital services.

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