The FIS test solution enables updated or recently installed real-time systems to be validated, ensures that functionalities remain accurate and verifies that added features perform as expected. Compliance risks can be identified and costly modifications of payment systems post launch can be eliminated.

Real-time payment systems need to manage instantaneous transaction processing, process feedback and interface with back-end systems as well as new APIs. All whilst adhering to a multitude of payment rules and complexities. This complexity level and the time factor inherent to immediate payments demands adequate testing techniques and tooling to support an efficient test flow.

The tool runs pre-defined or custom-made test cases in an automated way to avoid human errors, move faster and (re-)run tests whenever required. Moreover, the solution has the power to emulate those elements of the payment chain that are scarce or not available for testing purposes. The solution mirrors e.g. connected banks, clearing houses or real-time accounting systems, making these useful as sparring partners for sending and receiving payment transaction data. It creates an efficient and always-available test ecosystem. The solution is built on field-proven test technology resulting from 20 years of expertise in the fast-paced card payments world.

Key functionalities include:

• Payment generation and validation
• Cross-checks of payments, incoming and outgoing
• Service virtualization
• Automation capabilities
• APIs