JHA Marketplace will be filled with a range of PowerOn® applications. PowerOn is a popular utility allowing a bank's IT staff to easily develop programming solutions independent of the core code, offering financial institutions the freedom to use their core platform in a manner more tailored to individual needs. The PowerOn concept gives Jack Henry Banking clients a way to respond to changing data, user, or business requirements on their own terms. And, it provides the flexibility to modify how data is used from various applications and to integrate core data with multiple sources, including complementary and third-party data.

The $2.4 billion-asset First Community Bank, based in Bluefield, Va., is anxious to implement as many PowerOns as possible to further enhance its frontline environment. Steve Lilly, the bank's chief operating officer, noted, "JHA Marketplace is a creative, efficient way to offer the whole spectrum of what's being developed by Jack Henry Banking institutions to its entire user base. We appreciate this unique approach that allows us to share new ideas and incorporate them into our various bank environments. The new resources will increase the application of PowerOns, creating more efficiencies and innovations for all of us."

Washington-based Banner Bank was an early adopter of the PowerOn capabilities. Bev Miller, senior vice president of loan operations support at the $9.4 billion-asset bank, said, "PowerOn leverages the expertise of our software engineers, and enables presentment of non-JHA solutions in a manner that is efficient and easy to use. Since being exposed to what is possible with PowerOn, we continue analyzing new development opportunities to expand access to ancillary systems. The availability of JHA Marketplace should increase interest and sharing of code among the community of Jack Henry banks and reveal untapped potential of our core systems."

As a collaborative environment, JHA Marketplace provides banks the opportunity to securely exchange programs, ideas and applications that ultimately improve system functionality and performance. It allows applications to be published and downloaded by any user, which can then be modified to fit the bank's specific requirements. Jack Henry Banking validates each submission for safety and usability before it is made generally available in order to ensure a reliable environment. Users can sort the most popular applications by number of downloads and ratings from those who have already adopted them.

Stacey Zengel, president of Jack Henry Banking, added, "The flexibility of PowerOn empowers our more than 1,200 core bank clients to create additional layers of core customization based on their needs, and at their own pace. JHA Marketplace goes a step further, providing them a centralized online storefront where they can exchange ideas in a secure, reliable way. We are excited about the growing number of applications made available in JHA Marketplace, and look forward to seeing them translate into new efficiencies and cost savings for our bank clients."