The solution will provide EMV compliance for FIBank's card portfolio as well as a platform for future post-issuance EMV scripting and the issuance and management of multi-application smart cards in later phases.

Initially the ANDiS4EMV solution will integrate with both FIBank's legacy systems and TietoEnator's Card Suite solution to provide data preparation and EMV parameter management so as to enable the issuance of EMV compliant smart cards. Additional phases in the smart card migration strategy are supported by ANDiS4EMV, which provides issuers such as FIBank with the benefit of the following functionalities. These can be implemented as required, an advantage of Bell ID's scaleable, modular product.

• Fast data preparation
• Cryptographic key management with integrated Key Management Authority (KMA) support
• EMV parameter management
• EMV scripting
• Chip Authentication Program (CAP) support
• Static and/or dynamic multi-application management
• Multi-issuer support
• Central or branch issuance
• Post-Issuance Personalisation (PIP) and management

Slavka Valkova, Head of Card Operations at FIBank said: "FIBank is one of the fastest growing banks in Bulgaria and among the top three providers of bank card services in this country. We are committed to providing cutting edge services to our customers. We see the implementation of this project as central to our future service offerings to our cardholders and welcome the experience and best of breed products provided by Bell ID and TietoEnator."

Maris Ozolins, Head of TietoEnator Banking Solutions, Cards SBU, commented: "Software solutions for EMV issuance and partnership with experienced smart card technology suppliers such as Bell ID allow TietoEnator to provide banks with increased payment security and new service possibilities. Assistance to the European banks in migration to smart cards is one of our main strategic priorities within the next few years."

Martin Cox, Sales Director at Bell ID said: "This implementation of our ANDiS4EMV solution is another exciting EMV success for Bell ID. We are delighted to work with TietoEnator to serve FIB and look forward to implementing future phases of FIBank's smart card strategy, enabling Bell ID to build further its reputation as a world-class supplier of smart card technology."