TGSL has incorporated Experian's Claims Underwriting Exchange (CUE®) and Consumer Delphi risk validation data services into its Transactor system. Specifically, through the Transactor Data Aggregator framework the integration with Experian will provide users with an enhanced set of data validation and underwriting tools for quote management and premium calculation. In particular, Experian's Delphi for Insurance Risk Score can be used to help inform the premium price and installment payment plan offered.

The Data Aggregator was launched in 2011 and is available for risk profiling at any stage of the policy lifecycle, for any transaction; new business, MTA (Mid Term Adjustment), renewal and for use in Claims processes including FNOL (First Notice of Loss). The service can be applied manually or automatically dependant on risk criteria,

Simon Macray, TGSL's Insurer Liaison Manager, commented, "When we had the opportunity to work with Experian, we jumped at the chance. Their level of understanding around data enrichment and validation is second to none. The integration of Experian's Claims Underwriting Exchange and Delphi consumer risk validation means users will now be able to link seamlessly to third party data to improve their understanding of risk and increase operating efficiency."

Jo Buxton, Insurance General Manager for Experian, said; This new solution will give Transactor's clients access to one of the industry's most comprehensive measures of risk and claims behavior. Optimising the delivery of the necessary data at the right point in the customer cycle is essential so creating a solution that not only draws on Experian's unrivalled data but can also feed into Transactor's current system and data sets will be of great advantage."