Comms XL receives MasterCard chip and PIN accreditation

The international payments solutions company has approved Comms XL's Chip and PIN product, SmartCCard Lite, for installation by merchants without further testing.

SmartCCard Lite is a "plug and play" Chip and PIN solution that, due to its all-inclusive capabilities, can be implemented by merchants without the problem of approval and third party integration. Authorisation and payment file fulfilment to the acquiring bank takes place through either the CCServer module residing on the merchant's network or over a secure link to Comms XL's SecureCXL payment service.

The secure and comprehensive nature of Comms XL's technology means MasterCard will not require further accreditation testing when the system is installed. The dynamic and sensitive nature of today's payment environment often puts pressure on resources, so proven, off-the-shelf solutions are a huge boost to everyone involved in the industry.

Denise Hall, managing director of Comms XL commented: "This endorsement of SmartCCard Lite reflects MasterCard's confidence in Comms XL's technology and people. The knock-on effect for retailers migrating to Chip and PIN solutions to cut card fraud, for which they are now liable, is that their implementation window has reduced dramatically."