Dr. Habib is widely regarded as a pioneer for the digital economy in the Middle East. He has held various senior-management positions at Emirates Telecom Corporation (Etisalat) including CTO/Comtrust and founded several e-commerce and payment provider service companies. While at Etisalat, he also spearheaded the implementation of the UAE's Federal e-Government program.

Dr Habib will report directly to Michael Kramer, CEO of the VoiceCash Group. "I am delighted that we could bring Dr. Habib aboard. He is the type of heavyweight we need to accelerate our money remittance activities in the Middle East and in Asia" says Michael Kramer. "With his expressive experience as a pioneer of the digital economy in the Middle East, Dr Habib also strengthens the position of VoiceCash as an industry leader in International Mobile Money Transfer."

Mohamed Belarj the former regional CEO for Middle East will take on a strategic advisory role at the VoiceCash global company. In his new role, he will support both the VoiceCash Bank in Malta and the Middle East operation.