Source: Digital Check
Digital Check, a leading provider of electronic check scanners for the distributed check capture industry, announced a partnership with Integrated Bank Technology (IBT), a software application and support services provider to community financial institutions across the country.
Digital Check's electronic check scanners and IBT's Integrated Image Teller application enable more efficient and accurate processing of check deposits.
"Digital Check and IBT together strive to improve a financial institution's workflow and processes with the implementation of branch capture, remote deposit capture and teller capture solutions," said John Gainer, vice president of Digital Check. "Our check scanners provide customers with clear, high quality electronic check images to start the check truncation process, and we continue to make enhancements while maintaining a low overall cost of ownership."
Digital Check's application programming interface (API) has two unique features, BestRead Image and BestRead MICR. BestRead Image technology creates the highest quality images. The Best Read Image technology uses automatic adaptive thresholding and an Image Quality Analysis (IQA) process at the time of scanning to select the best check image from multiple image threshold results. Digital Check's BestRead MICR utilizes the high quality image to verify the magnetically read MICR line through optical character recognition (OCR). The net result is fewer exceptions and a lower cost due to fewer corrections and repairs.
Integrated Image Teller enables bank employees to transmit customer transactions electronically at the teller window, eliminating the need for proof operations which results in more streamlined check processing and immediate access to funds. Tellers are also able to proof and balance collected items at the time of deposit, resulting in increased efficiency and fewer errors.
"IBT is committed to providing applications to financial institutions to improve their workflow and efficiency while lowering their overall cost," said Mike Golebiowski, president of IBT. "Integrated Image Teller allows banks to operate in real time and enhances customer service by giving tellers the ability to easily rebuild transactions to research an issue. Our partnership with Digital Check provides an integrated solution that helps financial institutions achieve greater success with electronic check deposits, as well as enhanced experience for the customer."