ClairMail is the first and only mobile banking and payments solution that works on all mobile phones and supports all three mobile user interface types - messaging, mobile web and client applications - known as the "triple play." On one platform with a single implementation, the ClairMail System seamlessly and securely integrates with a financial institution's systems of record and provides financial institution customers with a comprehensive suite of 2-way mobile banking and payment services. Intercredit Bank customers will benefit from the innovative ClairMail System's ease-of-use, user-preferred interfaces and ubiquitous availability.

The ClairMail System also features a powerful Event Engine which can process hundreds of thousands of transactions every minute (6,000/second) from Intercredit Bank's back-end systems - including credit card and core processing - and enable customer-defined 2-way actionable alerts. The ClairMail Event Engine offers a broad set of alert types that customers can opt-in to receive, including alerts when balances get low or reach zero, a payment requires authorization, a deposit or withdrawal exceeds a threshold amount, a check clears, an overdraft occurs, or a user ID or password changes. Additionally, customers can set preferences for the triggers (dollar thresholds or event occurrences that activate alerts), frequency (when and how often alerts are received) and delivery option (SMS or email) for their alerts. Given the 2-way nature of the ClairMail System, Intercredit Bank customers will be able to resolve issues using their mobile phone, such as to transfer funds in response to a low balance alert.

"Intercredit Bank is committed to giving all of its customers the best possible banking products and services and the ClairMail System offers the most comprehensive and secure platform for mobile banking transactions," said Mauricio Laniado, CEO of Intercredit Bank. "We wanted to empower our customers to select their preferred mmobile interface, define alerts preferences and utilize virtually any mobile phone. ClairMail's unique and broad offering will ensure a valuable mobile banking experience for our entire customer base."

Founded in 1992 as a result of the purchase of a Miami community bank, Intercredit Bank is dedicated to providing the highest level of personalized banking services to its corporate and consumer customers anytime and anywhere through its Branch network, Internet Online Banking Service, a recently launched Remote Deposit Service and through its newest delivery channel, Mobile Payment and Banking Service While Intercredit Bank is rooted in old-fashioned banking service and attention, the bank is committed to embracing the latest technologies available and found that ClairMail's mobile banking and payments solution would appeal to the most customers and accelerate adoption.

"ClairMail has enabled Intercredit Bank to quickly and easily provide our industry leading suite of secure, convenient and on-demand banking services to their mobile customers," said Joseph Salesky, CEO of ClairMail. "Our mobile banking and payments solution provides anywhere, anytime 2-way access to an increasingly mobile world, and we're pleased to partner with Intercredit Bank in bringing this powerful capability to its customers."