• Making expenses payments to employees with a pre-paid card frees organisations from the risk of issuing company credit cards and the need to handle cash.
• Pre-paid cards offer an alternative to difficult to manage petty cash arrangements.
• Backed by almost 40 years' experience in the payments market, combined with acknowledged expertise in pre-paid technology and use of the Visa network.

The Pre-Paid Card can be loaded remotely to make payments anywhere in the world making them a simple, secure alternative to cash and cheques and they eliminate the risk of issuing credit cards. Pre-paid cards are loaded in advance, making them an excellent way of controlling expenses and reducing the hassles associated with expense claims.

Many companies and organisations have a number of temporary, contract or short term staff and controlling expenses for these employees can be an issue. Employees will appreciate receiving their expenses in a safe and secure form, however large the amount, in a choice of Sterling, US Dollars or Euros. They also benefit from the flexibility of the world-wide Visa network, having a re-loadable card and being able to use it, like a debit card, almost anywhere in the world where they see the Visa sign.

James Le Brocq, Director of Pre-Paid Cards at Alliance & Leicester Commercial Bank, said: "Dealing with expenses for any organisation is fraught with difficulties, especially when part of the work force is temporary or located abroad. By introducing pre-paid cards, control of the process is restored, risk is minimised and employees have a better experience."

The complementary strengths of both Alliance & Leicester Commercial Bank and MoneyCard Limited ensure a unique balance of experience and innovation in pre-paid cards. Alliance & Leicester Commercial Bank has a track record of providing cost effective money transmission solutions for organisations stretching back nearly four decades.

Graham Utton, Directorton, Ditonton, Director of Sales and Marketing at MoneyCard Limited, said: "The introduction of the Pre-Paid Expenses card is seen as a major development in our current business to business offering enabling organisations to efficiently control cost whilst improving Management Information."

For all employees, there is the very real advantage of having immediate access to expenses without any additional costs, being able to draw money at cash machines, make purchases or get cashback at retailers - all with the benefit of chip and PIN protection.

Pre-paid cards have already established themselves in both the public and private sectors. They are increasingly being seen as the method of choice when issuing cash and cheques to a wide range of recipients because they give more control and they are much more secure.